15 Best Apps Like Dave for Reliable Cash Advances

Are you looking for apps like Dave that can give you a quick cash boost? You’ve landed in the right place!

Going beyond money-making apps, there are businesses that help you get cash quickly without working or answering surveys. 

These nifty apps like Dave come with a range of features designed to help you, from allowing you to access your paycheck before payday to providing no-fee overdraft protection.

It’s all about giving you flexible financial options that fit right into your life without adding any extra stress or complexity.

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Key Takeaways

Cash advance apps like Dave offer financial flexibility, providing features like paycheck advances, no-fee overdraft protections, and financial management tools.
Each app has unique offerings such as early paycheck access, no membership fee, no credit checks, the ability to build credit, and various fees or tips associated with money borrowed.
Use Chime to grow a strong savings account or get a cash advance when you need it!
While convenient, cash advance apps should be used responsibly, considering factors like eligibility, repayment terms, potential monthly fees, and privacy/security measures.

Dave App Recap

The Dave App can help you with up to $500 in cash advances to individuals facing irregular income streams.

Unlike traditional payday loans, Dave stands out by providing advances without burdensome interest rates, credit checks, or late fees. Thus, it is an ideal choice for short-term financial relief.

For a minimal membership fee of $1 monthly fee, users gain access to the ExtraCash feature, allowing for immediate financial assistance to cover essentials like rent, bills, or groceries.

Additionally, for those who need the money now, Dave offers an express funding option- ranging from $3 to $25- funds can be received in as little as an hour.

So, with that in mind, let’s compare other cash advance apps to Dave!

Apps Like Dave

1. Chime

Advance Amount – $20 to $200
Credit Check: No
Processing Time – Same day
Repayment Date – Next direct deposit or transfer of funds

Chime is a financial technology company that offers FDIC-insured banking services online without traditional bank branches.

It partners with Bancorp Bank and Stride Bank and charges no monthly maintenance fees, minimum balance fees, or foreign transaction fees.

Chime has a feature where its users can get up to $200 on debit transactions without overdraft fees through its SpotMe program, which acts more like a line of credit than a cash advance.

The limits start at $20 and can increase to $200 based on your account history.

If you spend over your bank account balance, Chime covers it with SpotMe, deducting the amount from your next deposit to seamlessly manage repayments.

See why Chime is great as a high-yield savings account and more in my Chime Review.

Requirements for a Chime SpotMe Account:

Connect your bank account to Chime
A qualifying direct deposit of at least $200 in the last 34 days
Users must have an activated Chime Visa Debit Card

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2. Albert

Advance Amount – Up to $250
Credit Check: No
Processing Time – 2 to 3 days
Repayment Date – Next payday

Another one of the popular apps like Dave is Albert.

Albert is a financial technology company that offers banking services through its partnership with Sutton Bank, which is an FDIC-insured financial institution.

Even though Albert mainly offers banking and financial services, it does offer small cash advances up to $250. This interest-free advance can help cover expenses until the next paycheck arrives.

What I like about Albert is that you can get up to three cash advances per pay period, as long as they don’t exceed $250.

Check out my full Albert App Review to learn more about its other helpful money management features.

Requirements for an Albert Cash Advance:

Consistent income for the 2 months from the same employer
An active bank account with a positive balance and direct deposit for 2 months
Connect the active bank account to Albert

3. Cash App

Advance Amount – Up to $200
Credit Check – No
Processing Time – Once approved – instantly
Repayment Date – Set due dates per month

Cash App Borrow is similar in concept but only as widely available to some users as Dave’s cash advance app.

Cash App Borrow allows eligible users to borrow money (the amount can vary, with a potential maximum of up to $200) directly from Cash App.

There’s a flat fee for borrowing, which is disclosed upfront, making it straightforward to understand the cost of the loan. Then, you pay it back as you would credit card debt.

See what else you can do with the app with my honest Cash App Review.

Requirements for Cash App Borrow:

Active Cash App account
Regular deposits into the Cash App account
History of receiving income through Cash App


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4. Brigit

Advance Amount – Up to $250 
Credit Check – No
Processing Time – 1 to 3 days; Pay for instant access
Repayment Date – Next payday

Brigit is an app that offers cash advances without a credit check or late fees, deep insights into spending habits, and budgeting tools to help you keep track of bills before they arrive.

If you’re looking to boost your credit history, Brigit offers secured personal loans.

There’s more! Brigit’s cash advance feature is only part of what they offer. They offer a free plan with tools to help you monitor your spending.

But if you want better features and help managing money, you should get the Plus membership, which has a low monthly subscription fee of $9.99.

You’ll get Instant Cash, avoid annoying fees with fee-free overdrafts, and work on building your credit.

Requirements for Brigit:

Active, positive-balance checking account
Consistent direct deposits
Financial stability for repayment
$9.99 monthly fee

5. Earnin

Advance Amount – Up to $100 a day; Max $750 per pay period
Check Credit – No
Processing Time – 1 to 3 days; Minutes with Lightning Speed feature
Repayment date – Next direct deposit 

The Earnin app is a financial service tool designed to help people get an advance on their paycheck before payday arrives.

App users may want the advance to avoid an overdraft fee and late charge or handle unexpected expenses without having to resort to high-interest loans.

The Earnin app has a feature called Lightning Speed. With Lightning Speed, users can receive their cash outs within minutes.

One thing, though- using the Lightning Speed feature may incur fees, and it might only be available to some community members.​

Requirements for an Earnin account:

Employment verification (through work location tracking or timekeeping systems)
A connected checking account
Regular paycheck deposits into this account

6. Klover

Advance Amount – Up to $200
Check Credit – No
Processing Time – 1 to 3 days; Within 24 hours for a fee
Repayment Date – Automatically deducted next payday

Klover is another reliable cash advance app that gives you small cash advances on your paycheck before the official payday.

And it doesn’t stop at giving you early access to your earnings.

Klover has some great tools to help you get your budget in shape and give you the lowdown on where your cash is going.

What makes Klover stand out is its take on fees- there aren’t any late fees or interest that you have to pay.

Instead, they’re all about letting you choose to leave a tip if you want to.

Requirements for a Klover account:

A steady paycheck with direct deposit
A checking account connected to the app
Consistent pay schedule (weekly, bi-weekly, semi-monthly, or monthly)
Smartphone to download and use the Klover app

7. MoneyLion

Advance Amount – Up to $500
Check Credit – No
Processing Time – Several days; Instantly for a fee
Repayment Date – Next payday

MoneyLion is a mobile banking and financial app that gives users access to a wide variety of financial services all in one place.

It has a cash advance feature where you can access a portion of your earned wages before payday. It gives people a safety net for those unexpected expenses or when they’re a bit short on cash.

MoneyLion also offers credit builder loans specifically designed to help you build or improve your credit score. They typically do not charge interest, but instant cash may incur fees.

These loans work by lending you a small amount that is locked in a savings account until the loan is paid off.

As you make regular payments, these are reported to the credit bureaus, helping to build your credit history positively.

Requirements for a MoneyLion Cash Advance:

Active MoneyLion Checking Account
Direct deposit of a paycheck or regular income
Consistent income with regular deposits
History of deposits to verify income
MoneyLion App installed

8. Even – Now One@Work

Advance Amount – 50% of paycheck
Check Credit – No
Processing Time – Instant pickup at Walmart Money Center or 1-day transfer to a checking account
Repayment Date – Next payday

Even has now become the One@Work app. That’s right! Even and One have teamed up to become the One@Work app!

What does that mean for you? It means more opportunities to boost your financial game and live your best life.

Like the Even app, ONE@Work is an employer-sponsored app. That means your employer has to be on board with it.

You’ll want to double-check with your manager before you sign up and download the app to your phone.

Requirements for a One@Work Cash Advance:

Enroll through your employer.
Active checking account for salary deposits.
Government-issued ID for proof of identity.

9. Varo

Advance Amount – Up to $250 initially; Up to $500 as you borrow more
Check Credit – No
Processing Time – 10 minutes, but may take longer
Repayment Date – 30 days from Cash Advance date

Varo is an all-in-one banking app that gives small cash advances to help you until your next paycheck.

Varo checks your account to ensure steady paychecks. If everything checks out, you can get an advance on your pay, which is really useful for sudden expenses.

Varo doesn’t charge monthly fees to use this service, but there’s a small fee that starts at the first $20 you borrow. The fee goes up to $20 if you borrow $250 and $40 if you borrow $500.

Requirements for a Varo Account:

A Varo bank account that’s active and in good standing.
Regular direct deposits total at least $800 a month into your Varo account, showing a steady income.
Verification of your identity, usually through government-issued ID.

10. DailyPay

Advance Amount – Up to 100% of paycheck
Check Credit – No
Processing Time – Instantly or next business day
Repayment Period – None

DailyPay works with your employer to give employees early access to their pay. It is not a cash advance like the other apps like Dave.

It works with your job’s payroll, so if you have already worked a few days and need cash now, you can use DailyPay to get the money you earned early in the pay period.

After you sign up for DailyPay, they handle the deposit of your paycheck into your account for your employer.

If you take an advance, the amount that will be deposited on payday will be what is the amount leftover in your paycheck after the advance.

Requirements for a DailyPay:

Employer Participation
Employment Verification
Direct Deposit
DailyPay Account

11. Axos

Advance – Entire paycheck
Check Credit – No
Processing Time – Up to 2 days early access to payroll
Repayment Period – None

Axos Bank is a digital bank that offers a wide range of financial services without having a traditional physical bank branch network.

Axos is different from Dave or many apps like Dave that offer cash advances. It brings a twist to the cash advance scenario.

Instead of providing direct cash advance loans, Axos offers early access to all of your paycheck through Direct Deposit Express.

Once Axos is notified that your employer has sent you a payroll direct deposit for a certain day, they will front you the money early. This means you could be paid up to two days early.

Requirements for Axos:

Axos Bank Account
Direct Deposit Setup
Employer or Payer Participation

12. Revolut

Advance Amounts – Whole Paycheck
Check Credit – No
Processing Time – Access paycheck up to 2 days early
Repayment Period – None

Revolut is a digital banking app that offers a wide array of financial services directly from your phone.

The “Early Salary” feature from Revolut is a game-changer for many. It offers a much-needed boost when it comes to managing personal finances.

The convenience of getting your salary deposited directly into your Revolut account and then having the ability to access those funds up to two days early can make a big difference.

Requirements for Revolut:

Direct Deposit Setup
Employment Verification
Regular Income
Revolut Account in good standing

13. Payactiv

Advance Amt – Up to 1/2 paycheck
Check Credit – No
Processing Time – up to 2 days; Instant for fee
Repayment Period – Next payday

The PayActiv app is a financial wellness platform designed to help employees access their earned wages before payday.

The catch? Your workplace has to be on board with it since it’s something your employer needs to set up.

With Payactiv, the app keeps an eye on the hours you’ve worked and figures out how much of your paycheck you can pull out ahead of time of your pay period processing time.

You can either set it to transfer money automatically or do it when you need it.

On payday, Payactiv simply deducts the amount it has advanced from your paycheck and pays you the rest.

Requirements for a Payactiv:

Employer participation
Earned wages

14. Current Overdrive

Amount – $25 to $200
Check Credit – No
Processing Time – Immediately
Repayment Date – Within 60 days

Current Overdrive is a feature offered by the Current banking platform designed to help users manage their finances more flexibly.

Current’s Overdrive feature is a great example of modern overdraft protection.

If you have a Current account and meet certain requirements, you can spend slightly beyond your account balance without facing the usual penalties and monthly fees.

This can be a lifesaver when your budget is stretched thin, and you need to make a necessary purchase.

Requirements for Current Overdrive:

Active current account
Qualifying Direct Deposits
Account Activity

15. Possible

Amount – Up to $500
Check Credit – No
Processing Time – 1 to 2 business days
Repayment Period – Varies

Possible Finance offers a type of payday loan (credit builder loan) designed to be more accessible and less burdensome than traditional payday loans.

If you’re seeking more than just a cash advance, Possible presents a feasible alternative with a credit builder loan.

Their approach is centered around providing small, short-term credit builder loans with a repayment structure to help borrowers avoid the debt trap from regular payday loans.

Plus, and here’s a cool part: making your payments on time can actually help boost your credit score because they report to the three major credit bureaus.

Requirements for Possible:

Must be at least 18 years old
Have an external bank account in your name
Have a regular income
It isn’t available in every state

FAQs

What does the Dave app do?

The Dave app is designed as a financial lifeline for those moments when you’re tight on money and need a bit of help to get through until your next paycheck.

Its primary features focus on budgeting assistance, overdraft protection, and offering small cash advances to avoid a bank overdraft fee.

The app charges a monthly membership fee and optional fast-funding fees for quicker access to borrowed funds.

The app also partners with LevelCredit to report your rent payments to credit bureaus, potentially improving your credit scores.

What apps are like Dave?

Several other apps offer services similar to Dave.

They focus on cash advances, budgeting assistance, and financial planning to help users manage their finances better and avoid overdraft fees from their checking account.

Here are a few notable apps like Dave:

Chime
Albert
Cash App

Can I get $100 instantly from these apps?

Yes, you can potentially get $100 instantly from some of these personal finance apps.

Many let you borrow or get paycheck advances without credit checks, but the availability of instant funds and the conditions under which they are provided vary from app to app.

Are apps a safe way to borrow money?

Using most cash advance apps to borrow money can be a safe and convenient option, provided you’re using reputable and secure services.

These apps have grown in popularity as alternatives to traditional lending and banking services. 

They offer quick access to funds, budgeting tools, and even ways to avoid bank account overdraft fees.

Reputable apps use strong encryption and security protocols to protect your personal and financial information.

Final Thoughts

Cash advance apps like Dave can be a lifesaver when you’re waiting for your next pay period and need a little help to get by.

You can get paid early or get a cash advance without a credit check, but these apps go even further.

They don’t just give you a cash boost; they also have some pretty handy tools to help you keep track of your money better with a cash advance amount.

Just a heads up, though- while these apps are great for sorting out a tight spot with bank accounts here and there, they’re not the fix for ongoing money woes.

Cash advance apps are more like a quick band-aid for those times you’re in a pinch and need money fast.

So, use them wisely as a good way to avoid bad loans and huge interest rates.

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Chime

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23 Genius Ways To Earn Free Gift Cards (Amazon, Apple, More)

We’ll walk you through the most effective strategies for getting started with this exciting new way to save money on your favorite products and services.

These methods have been used by thousands of people just like you who love saving money without ever paying for it!

A gift card sure would be nice when you’re getting a little something for yourself, rather than paying in cash. Don’t you think so?

It’s easy to be tempted and spend a lot of cash or splurge from time to time. We are only human after all!

A great way to get around these potential budget breakers is to use gift cards – and more specifically, free gift cards from companies like Amazon, Apply, and Visa. 

In this article, I will show you exactly how to get started making easy money online and earn gift cards fast from your favorite places. 

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Quick Picks

Now, it’s awesome that we have so many easy ways to get free gift cards online, but we know you may be looking for the best and quickest ways to earn them.

I’ve tested hundreds of ways, and some of the best ways provided us with over $200 fast in free gift cards. 

I’ve earned free Apple gift cards, grocery money with Target gift cards, and more with these apps!

Here are my top picks for getting free gift cards:

Best Survey Site – Survey Junkie
Best For Games & More – Swagbucks
Easiest Shopping App – Capital One Shopping
Best For Saving On Groceries – Ibotta

23 Ways To Earn Free Gift Cards

1. Survey Junkie

One of our favorite survey sites is Survey Junkie because it is easy to use and it’s well-paid as online surveys go.

Not only that, but it’s really user-friendly – the site itself is well made and presented, and you are also able to complete surveys whenever is convenient for you.

In exchange for taking online surveys, you’ll get points for answering market research questions. When you have reached 1000 points, you’re able to redeem these for free gift cards (or cash).

Survey Junkie is how I get a free Amazon gift card every month with almost no effort!

Check out my full review of Survey Junkie to learn more and start earning.


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2. Swagbucks: Free $10 Bonus

Swagbucks is an all-in-one money-making machine! Earn money and get free gift cards by completing surveys for market research, watching videos, and even shopping online. 

You earn points called ‘Swagbucks’ or “SBs” and you earn them when you take surveys, play games, use the free app to watch videos, shop online, and more.

The amount of SBs that you earn for each task varies depending on what you are doing exactly, and how long it will take – so generally, longer surveys will earn you more SBs.

100 Swagbucks equates to $1.00, and then you simply earn more and cash out for free Target gift cards and more.

After taking online surveys, you can redeem your SBs for free gift card codes. This allows you to obtain free Walmart gift cards and others like xBox gift options.

There are lots of great gift cards that you can get on Swagbucks once you have enough points, such as Amazon, Barnes & Noble, iTunes, and even free Home Depot gift cards.

I don’t know about you, but the PayPal cash and Amazon gift cards would come in handy!

It’ll also tell you how many points you will need to earn to get them – lookout for sales too, as they reduce the amount of SBs you need occasionally.

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3. InboxDollars: $5 Sign-Up Bonus

InboxDollars is an online rewards club, where you can earn free PayPal cash and gift cards. You can take surveys, play games, shop online, sign up for offers, and read emails.

You can also get an instant sign-up bonus if you join!

When you’re on the site, look out for the purple buttons, which say things like “Earn”, “Answer” and other similar phrases, as that is showing you where you can earn money on there.

There are also headers across the top of the site, which you can click on and it will take you to that specific part.

For example with the “Surveys” tab, you can click on that and it will take you to all of the available surveys to answer, with the time it will take to complete it listed on them as well.

You’ll just be asked some questions and get paid for doing so – this is usually an easy way for companies to do some market research.

If you have a bit of spare time every day, such as when you are winding down in the evening watching a bit of Netflix, you can complete surveys and earn points.

You will need to get to $30 in order to cash out, and there are loads of retailers’ gift cards that are available, such as Amazon, Adidas, or Walmart to name a few.

Our favorite is the Target gift cards since we can use them on groceries, movies, and house stuff.

Read our full review of InboxDollars here and find out the other ways you can earn freebies.

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4. MyPoints

MyPoints is another survey site where you’re able to complete paid surveys, earn points, and redeem them for free gift cards.

You can even build up your points to get even better deals on your gift cards. 

You will be able to redeem gift cards at some great places such as Amazon, Starbucks, iTunes, and more.

Since 1996 MyPoints has paid out over 236 million dollars in gift cards and PayPal cash! 

With over 10 million members and counting you know you are in great hands to take surveys on MyPoints. 

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5. Capital One Shopping

Capital One Shopping is known for helping people save money online while shopping. It searches online to try and find savings through sales and coupons, but you can also earn rewards.

Rather than taking paid surveys or playing video games, you can shop as you normally do and get rewards!

You can search for products through Capital One Shopping, or you use their browser extension to help you find deals. 

Check out our Capital One Shopping Review to find out more about how to earn free gift cards online.

6. Rakuten: $10 Sign Up Bonus

Rakuten (formerly eBates) is a site where you can earn cash back on your online purchases.

Rather than earn points, you essentially get some money for ordering through their site!

If you’re feeling a bit skeptical about how this works, don’t worry because it’s all very simple and legit.

Once you have found the retailer, you click on it to be taken to their site and you’ll get points for shopping.

It’s free money! Just for doing a transaction that you would have been doing anyway, it’s definitely worth a couple of extra clicks to get some cash or gift cards sent your way.

Sign up today to earn your first $10 you can put towards earning your FREE gift cards.

7. Honey Extension

Over here on The Savvy Couple, we love the Honey Extension and have an in-depth review of Honey explaining exactly how to use it, but we can do a summary of it here for you!

The Honey Extension is a web browser extension that you download onto your laptop or computer.

It’ll help you find the best coupon codes when visiting online stores and putting stuff in your cart.

For example, say you are going to buy something on Sephora when you come to the checkout, there will usually be a box there asking if you have a discount code.

A lot of the time we just ignore this, because we are in a hurry, or have a little Google search for a coupon code that you can use.

The best thing about the Honey Extension is that it will do this automatically for you.

Once you’ve reached 10,000 points you can redeem your points, and here are your options for a free gift card:

Walmart
eBay
Amazon
Sephora
Target
Groupon
Nordstrom
Sears
1-800-Flowers
and more!

8. Credit Card Points

Using credit card points to buy free gift cards is smart, but you’ve got to be careful about spending money and not going crazy just for points on credit cards.

But some rewards can be worth it if you’re smart with your credit cards.

An example is the Discover It credit card which is a card that will give you cashback on things that you are already buying such as groceries, gas, etc.

When you earn points on your card, you’re able to change it into a gift card.

Another example is the Amazon Prime Store Card which offers a $10 Amazon gift card when you open up a new account with them – but make sure that you read the T&C’s before signing up.

Our Favorite Credit Cards:

Capital One Venture Rewards Credit Card
Chase Sapphire Reserve

9. Amazon Trade-In

Amazon is a great way to buy things, but also make money and earn gift cards.

The Amazon Trade-In program is a program where you can trade-in your old things, and get Amazon gift cards in exchange.

If we’re all honest with ourselves, most of us have stuff lying around the house that we can get rid of.

I think of myself as pretty good at decluttering and love selling my old bits, but somehow I always find more and more stuff to get rid of!

With this program, you can trade in the following:

Cell phones
Kindle readers
Video games
Textbooks
Tablets
Bluetooth speakers and Echo
Streaming media players (e.g. Apple TV, Roku Streaming Stick, etc.)

After you submit the item that you want to trade in and it’s accepted, the gift card should be added to your balance within 2 business days – really handy if you need to buy something last minute!

Start trading in your items to Amazon for FREE gift cards today! 

10. American Consumer Opinion 

American Consumer Opinion is a company that pays you to answer online surveys that are available for you to enter on the website.

You earn points per online survey, they will be between 100 to 5000 points, with each 1 point being equivalent to 1 penny.

When you redeem your points, they will be offered as cash, but you are able to win a free gift card with their lucky draw opportunities.

Bonus: You can use the Honey Extension to get free rewards when you use this site!

11. Shopping Online

Ibotta is a really useful app to have, that will get you cash back on your purchases. I don’t know about you, but I love getting free money back on things that I am going to be buying anyway!

Groceries are a huge expense for most families, so being able to get cash back on the food and drink that you buy can be a blessing, especially if you are going through a rough financial patch.

When you are about to do your grocery shopping, you can open up the Ibotta app and select the items that you are planning on buying.

Once you have done your shopping, upload your receipt so that it can be seen that you bought those items, and you’ll get points for those.

Once your account reaches $20, you are able to cash out and can redeem it in the form of free gift cards online.

When you sign up using our exclusive link you’ll earn your first $10 for FREE, which will help you on your way to the cashout!

12. Branded Surveys

Branded Surveys is a great option to earn gift cards fast. It’s easy to take online surveys and get paid via PayPal cash, gift cards, and bank account transfers.

Once you sign up and answer surveys, you can cash out your rewards as a gift card once you hit $10 in your account.

You can get your gift cards typically within 1-2 days of requesting a payout, and then you’ll be ready to use your free gift card in no time!

You can also turn your Visa gift card into cash!

13. Earn Rewards With Opinion Outpost

Opinion Outpost is another online survey site where you can earn points and get free gift cards for every survey that you complete.

Surveys are such a great way of earning gift cards, because there are always little pockets of the day that we can do them in, and it doesn’t require much effort at all.

Learning to get gift cards free with a tiny bit of effort is a great feeling, especially when you use a gift card for things that you really want.

You are able to exchange your points for cash, or gift cards such as Amazon or iTunes gift cards. It’s epic!

14. Fetch Rewards

Fetch Rewards is an app that turns your grocery shopping receipts into points, which you can then use to get free gift cards fast.

You just download the app and scan in your grocery receipts. Once you’ve scanned in $3 worth of receipts, you start earning points towards freebies.

You can also earn points by referring your friends. 

You can then redeem your points for a  free gift card at a large number of different stores, including:

Amazon
iTunes
Starbucks
Walmart
And more!

15. i-Say Surveys

Okay, okay, I know that it’s another paid survey site, but we have to mention all of the best places that can get you your free gift cards, and this is another one to add to the list!

There are lots of surveys up for grabs on this site, but like all survey sites, it will go off your demographic.

Some surveys will be targeting a particular demographic, so it is just the luck of the draw when it comes to that.

Once you have completed some surveys or polls that are on the website, and have got to at least 1380 points, you’re eligible to redeem these points into electronic gift certificates and high street vouchers.

The great thing about redeeming on i-Say is that the gift cards will be delivered to you straight away – and with brands such as Starbucks, Amazon, etc.

16. MobileXpression 

MobileXpression is another passive income app where you receive free gift cards as rewards.

Rather than taking online surveys, you just use your phone and get your freebies. 

We like this app to get free Amazon gift cards, plus you can enter sweepstakes to get even more.

They’ll sometimes send short surveys about your internet usage, but it isn’t like a survey app where you answer questions every day.

17. Lifepoints

Lifepoints is another survey site that asks you about exercise, food, hobbies, and more to get free gift cards fast.

LifePoints offers small surveys that usually pay 1 – 2 points that take a few minutes. Then they have surveys that take at least 30 minutes and pay 100 – 150 points.

You can also test products and enter weekly giveaways in order to get freebies.

18. FREE Gift Cards for Birthdays & Holidays

A really simple way to get free gift cards is to simply ask for them!

Now, I don’t mean to go around asking random people on the street for free gift cards, but to ask for gift cards from friends and family who will be buying you something anyway.

For example, at Christmas and on your birthday, your loved ones will probably ask you what you would like them to get you, and you can let them know that you would like a gift card.

A lot of the time, people struggle with knowing what to buy people. I personally love a practical gift, rather than something that will just end up at the back of my closet.

Chances are, you’re probably saving up for something right now, which is why having a gift card to go towards that will be really beneficial to you.

I always ask for gift cards when I’m asked what I would like as a gift, and I am usually specific as well and will explain the reasons behind it.

19. Test Drive Cars To Get Free Gift Cards

Many car dealerships will offer you free gift cards for swinging by and taking one of their latest inventory out for a spin.

Be sure you are prepared to walk into a dealership, they will try and sell to you. Car dealerships make their money by getting foot traffic into the dealership and selling HARD.

Make sure you have your guard up and realize you are only there for the free gift cards and coffee. Don’t get caught up in a salesman sitting you down and tempting you to upgrade your car.

20. Do Microtasks

If you have some free time and want to get free gift cards, you can complete microtasks through Amazon Mechanical Turk.

These tasks are usually very quick and fairly simple to complete at your leisure. Some examples are entering data, doing research, creating documents, and more.

They get posted pretty regularly so there’s always something available for you to work on. Then when you finish your tasks, you can get paid through gift cards.

21. Donate Blood

Now many of you have probably donated blood, but when there are extra shortages, blood drives will often advertise free gift cards as an incentive.

Not only that, but you can sometimes enter sweepstakes and giveaways. We recently saw that the Red Cross is giving people a $5 gift card plus a chance to win a trip to Memphis.

You can find places to donate blood near you with the Red Cross, but you can also contact your local churches, colleges, and more to see if they’re having a blood drive close to home.

22. Mistplay

Mistplay is a gaming app where you can get free gift cards for playing games online.

You can earn points towards gift cards from retailers like xBox, Google Play, Amazon, and more.

This is an Android-only app, however, but you can earn from a large variety of games.

The variety is how millions of users have stuck with it all these years! 

23. Bubble Cash

Bubble Cash is an easy game where you can earn points and snag free gift cards!

The game is simple- pop bubbles and compete if free or paid tournaments.

You collect gems as you go and rack up more points- and more points could mean you’re the winner!

The cash tournaments aren’t available in every state, so be sure to check if you’re eligible to play.

FAQs

Why Get Free Gift Cards? 

Free gift cards are free money in your pocket, so you may as well! 

When you get your free gifts cards, you can keep them at-the-ready for when you want to use them, such as at Christmas time or on a fun vacation.

Or you can even sell them for easy cash!

Can I sell the free gift cards I earn on these apps?

Yes, you can sell gift cards online instantly for cash if you want.

Some apps already offer PayPal cash or direct deposit as an option, but you can earn gift cards and sell them for cash after.

You can sell them on online marketplaces like Facebook or eBay, or check out sites like CardCash

Final Thoughts

Free gift cards are a great way to spend less money, leaving extra money in your account for savings, a family trip, or even investing.

It’s nice to get paid just for some answers, our steps, or just doing our regular shopping. Find a way to earn gift cards that fits what you like!

If you want some earn points and get free gift cards to spend on yourself, pay for Christmas this year, or give as gifts to others these little side hustles should get you well on your way.

Take surveys, watch videos, and do your regular shopping- each one is an easy way to get free gift cards online to treat yo self later on.

There are some incredible options in this FREE gift card guide. Work your way through them and find the best ones that work for you. Good luck earning!

Mint Vs. Quicken 2024- Which Is The Better Budgeting Tool?

Mint vs. Quicken will be an important decision for you to get a handle on your money.

Have you given much thought to your finances?

You may want to know the best apps to track your money, develop a budget, manage investments, and improve your finances.

Quicken and Mint are two popular money management tools that can be used to track your personal finances.

Although they both have a lot of good features, there are a few important differences that you should know about.

Let’s take a look at their differences so you can decide which one is the better budgeting tool for your needs.


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Mint Vs. Quicken Breakdown

There are similarities between the two budgeting apps, but also many crucial differences.

Mint Vs. Quicken Similarities

1. They have similar capabilities when it comes to helping you manage your money.

They can both accurately categorize receipts, payments, transactions, and so on to assist users in seeing where their money is going each month.

2. The two budget apps have online account integration with financial institutions, so you can upload transactions from your bank accounts and credit card accounts.

You can keep an eye on your investments, keep up with retirement planning, review charges on your credit card accounts, and more.

Although both are good budgeting tools, they have many differences.

Which one is better for you?

Pricing

Do you not use budgeting software because you’re worried about what it’ll cost you?

Pricing is one of the first differences that you should consider especially if you are on a budget. And one of the main Quicken vs. Mint differences is how much they each cost.

Mint

What makes Mint such a popular budgeting tool because it’s completely free to use.

It doesn’t have any hidden in-app purchase fees that you will need to pay after setting it up and using it for a bit.

Mint makes money by showing ads on its website and the mobile app. They don’t show a lot of ads like some sites but they are there to help keep the site and app free.

Quicken

Quicken’s software and Simplifi app are not free to use. The software packages also come with a companion app on iOS and Android.

The basic Quicken software package is called “Starter” and is currently priced at $35.99 a year. The other packages go up in price.

The most expensive is the Classic Business and is regularly priced at $133, but this is for business finances rather than personal usage.

At the time of this writing in late November 2021, the software was marked down 40% on all packages except for the Starter package.

The Simplifi by Quicken app is also not free to use and is a finance management app. It is currently is available in two plans – a yearly and a monthly.

The yearly plan is currently $2.99 a month and is billed yearly. The monthly plan is currently $5.99 a month.

Read our full Simplifi Review here. See how Simplifi compares to Mint in my Simplifi Vs. Mint article.

Budgeting Tools

Not a fan of doing budgets by hand? Well, that’s where Mint and Quicken can help you!

You can use personal finance software or mobile app to help manage your money by tracking spending.

In this section, we will look at the different ways you can manage your budgets through Mint and Quicken.

Mint

The Mint app has a lot of features and an easy budgeting tool that can help you make budgets, plan for bills, save money, and more.

Mint has one that you can use before you even sign up for a Mint account.

The Mint free budget calculator can help you understand your monthly finances and provide insights into where you’re spending the most money (and where you may cut back!).

The app’s simple interface makes it easy for anybody to operate.

Just enter your details, and it will calculate your total monthly income, total monthly expenditures, and total monthly savings automatically.

You can see whether you’re spending above or below your budget by consulting the provided results.

Mint allows you to create budgets that track your income and expenses with their Budget Tracker.

You can set goals like saving for an upcoming vacation or purchase and see how close you are to meeting that goal.

You can connect your financial accounts like your credit cards, bank, investment, mortgage accounts, etc.

It will track all of these accounts to help you see where you are spending your money and create a budget to help you stay on track. It also can recommend ways to save more money.

Quicken

Quicken is a powerful money management app with a budgeting tool that you can use to create a budget.

The Quicken software looks at your spending and income and creates a budget based on those values.

It allows you to create roll-over budgets and forecast your balances, and it’s simple to import Excel data from Quicken.

Monthly, quarterly, and yearly budgets are also easy to make and can be changed as needed.

The software can also help you set goals for yourself like saving up money for a vacation or home repair.

Savvy Tip: If you are new to budgeting, make it easy and less stressful by choosing a budgeting tool that may not have all the features you want at first but will help you take smaller steps to learn to budget.

Credit Score Monitoring

Your credit score may be the most valuable tool you’ve ever used. A strong one can save you a lot of money on loans, credit cards, insurance, and other expenses.

Let’s take a look at the Mint vs. Quicken Credit score monitoring tools.

Mint

Mint has a great credit score monitoring tool that is easy to use and understand.

With Mint, you can access your free TransUnion 3.0 VantageScore. It allows you to monitor the different factors on your score and how it changes over time.

Within minutes, you’ll receive your free credit report summary after you verify your identity.

It’s really handy to have your credit score and accounts all in one spot. You don’t have to log in anywhere else to another website.

Quicken

Quicken offers a credit score monitoring tool that is easy to use and understand. While Mint offers TransUnion’s score, Quicken offers the credit score from Equifax.

You can get your free VantageScore credit score model based on Equifax data from Quicken as well.

It tracks your different credit accounts and what you have paid for each one, as well as other factors that affect your score.

The software also offers a detailed analysis of the factors that affect your score and how it may be improved.

Savings

Both Quicken and Mint have features that allow you to track your savings goals- and try to get that $1,000 emergency fund like Dave Ramsey suggests.

Some key differences are worth pointing out:

Mint

Mint has a savings goal feature, but it’s pretty limited if you want to do more in your personal finances.

Users can create only one goal for savings at a time with Mint.

This is helpful if you are saving up for something specific like a vacation, car repair, or house. But it limits you if you are saving for several different things.

When your savings goal is linked to a savings account and the total in this account equals or exceeds your target, the program indicates that your aim has already been achieved.

Quicken

Quicken can handle multiple savings goals at once and allows you to save more than one savings goal at once.

The software allows you to set up multiple buckets of money with different names for each one.

For example, if you are saving up for a vacation and also for Christmas gifts, you can do both of these things at the same time.

You can even set your savings goals on an irregular schedule like bi-weekly or monthly.

Debt Repayments

It’s important to have a plan for paying off your debts. Quicken and Mint both allow you to see your debt in one place and then create a plan to pay off your debts.

Mint

Mint did, at one time, offer Bill Pay. They discontinued offering Bill Pay in June 2018.

Even though you can’t pay the bill with Mint, you can still keep track of all your bills and money in one location. You’ll be aware of when you’re required to pay when it’s due, and what you can afford.

Mint also offers the Credit Card Payoff Calculator. It helps you determine your monthly payment amount and when you can completely pay off a credit card.

Quicken

Quicken has switched to a new Bill Pay system besides having pointers on taking care of your debt! Quicken Bill Manager includes two options for paying your bills with Quicken:

Quick Pay: Quicken can send electronic payments to billers (payees) that have online accounts that may be accessed by Quicken. There are over 11,000 billers listed in this category.
Check Pay: You can send a check to anyone in the United States with an address. The payment is processed through Quicken. You won’t have to print or hand out checks anymore.

Quicken offers a debt reduction planner to help you repay your debt sooner.

Basically, what you do is put in your debt amount and the amount of the monthly payment you want to make.

The software will tell you how long it will take to repay the debt.

It’s not exactly 100% accurate, but it can be helpful.

Retirement Accounts

Do you want investment tracking to make sure you’re set to retire? This can help you to grow your money for the future.

Mint

Mint has a Retirement Calculator that you can use before you sign up. The Retirement Calculator helps you see how much money you will need to save for retirement.

Mint can help you figure out how much money you’ll need for retirement.

Fill in the calculator with your data and retirement goals, and Mint will give you an estimate of how much cash you’ll require to make your retirement planning come to fruition.

After you sign up for Mint, you can link your retirement accounts, including IRAs, pension plans, and 401(k)s, to Mint. You can add a variety of investment accounts and each one will be listed separately on the app.

Mint users may create retirement goals and a budget to reach them to stay on top of their retirement planning.

Quicken

Quicken is also a great option for retirement planning.

It offers the ability to link your tax-deferred accounts like 401(k)s and IRAs. It also allows you to keep track of your education savings plans, like 529 plans.

You can create financial goals or even watch lists for opportunities that might open up in your different accounts.

Tracking Investments

It’s difficult to keep track of your investments, especially if you have several different investments.

One way to make it easier is to use a personal finance tool that can help you with investment tracking.

How does Quicken vs. Mint investment tracking abilities compare?

Mint

Mint is an investment aggregator. It does allow you to link your investment accounts, but the capabilities are limited.

If you are only looking for an Investment Calculator, Mint has one that you can use before signing up for an account.

You can create investment objectives, project investment growth, and search for opportunities to improve your investment performance by entering a few important figures!

Quicken

Some investment tracking features are offered in the Quicken Deluxe version, but even more are available in premium plans—the Premier and Business finances.

Quicken lets you:

track any publicly traded equities you don’t own to monitor them, create stock watchlists.
track your assets and retirement accounts
use Morningstar’s Portfolio X-ray tool to analyze your assets.
Examine your cost basis and produce tax reports to see whether any changes are required.

Finance Reports

The reports that you may create are an important weapon in your money management arsenal. Mint and Quicken provide personal finance reports to help you manage your money.

Mint

Mint has mini-reports that cover your Net Worth, Credit Score, Current Debts, Monthly Income vs. Monthly Expenses, and Investing Performance.

It also allows you to find out your daily statistics, a monthly summary, and an annual overview of your spending.

Quicken

With Quicken, users can get more comprehensive financial reports, including budget spreadsheets, monthly spending by category, and cash flow projections.

Quicken has reports on cash flow from investments, purchases by payee or category, and recent investment activity, among other things.

You may personalize this report to include only the data that is of interest to you.

You can export your reports as PDFs and then print or share them electronically with tax professionals or advisors to help with your tax reports.

If you are comparing Quicken vs Mint in the area of financial data reports, it’s easy to see that Mint has limited capabilities when it comes to creating reports about your personal financial situation!

Bank Reconciliation

A bank reconciliation report is a comparison of your financial transactions between your bank card statements and the bank statements.

Mint

Mint currently doesn’t provide a bank reconciliation report.

Quicken

Quicken provides a bank reconciliation function that can help reconcile both online banking account balances and the bank account with a paper statement.

Reconciling isn’t required, but some people want to reconcile their accounts to ensure that their data in Quicken matches what appears on their bank’s statement.

Transactions in the period indicated on your current bank statement, as well as prior transactions, might all have an impact on reconciling.

You also have the option to reconcile accounts connected to online services in addition to the accounts where you have manually entered transactions.  

Property Management

Property management is all about keeping records of your house or any real estate you manage.

It’s important to know the value of your home, the amount you owe on your property, and also keep up with tax-related payments.

Mint

One of the features Mint offers is a property management feature.

With this feature, you can add your vehicles, real estate, and other property you may own. This will help calculate your net worth.

Quicken

Quicken also offers property management in a couple of different ways.

You can add your personal property like in Mint but Quicken Home and Business also has the feature to manage your rental property.

There are numerous things you can do with the Rental feature.

You can get a report of lease payments, accept online rental payments through PayPal, check security deposits, and you can also track tax-related payments and export them to the tax software.

Other Alternatives

Mint and Quicken are not the only personal finance software. 

There are several great alternatives to Quicken and Mint for financial management:

Empower (Formerly Personal Capital)

Empower is a powerful tool to manage your investment accounts.

It not only tracks your spending and investments, but it also can help you optimize your asset allocation, financial goals, and even retirement planning.

Did we mention that it is free for you? When it comes to comparing Empower vs. Mint, once again it comes down to what you need in a personal finance app.

EveryDollar

EveryDollar is also a good alternative to Mint and Quicken, making it easier for you to manage your money.

It’s especially useful if you find yourself not sticking to your budget because it forces you to stay within the guidelines of your weekly allowance.

Tiller

Tiller is an easier alternative if you just want to track your spending. It doesn’t have all the bells and whistles of Mint or Quicken, but it is free and without any ads.

Final Thoughts

Mint and Quicken are both great personal budgeting tools to manage your money, pay off debt, and more. Picking the best one always comes down to you- it depends on what you’re looking for in budgeting tools.

If you need help getting started with your budget, then Quicken and Mint can both get the job done with their simple set ups and great service tools. 

Quicken is a fantastic option for individuals searching for an in-depth approach to actively manage every aspect of their finances. It’s great for people who would rather have locally installed software on their computer.

Mint is the best personal finance tool for individuals who want something that is free and is simple to use. It’s perfect for those who enjoy cloud-based software and powerful mobile apps that can keep up with a busy schedule.

The best advice we can give is to take into consideration your needs and then pick the one that best meets them. You can try Mint since it’s free first, see how you like it- after all, why pay for something when you can get by on freebies.

13 Top Trackers 2024: Find the Best Stock Tracking App

Are you ready to take control of your trading strategies and make your money work for you?

Choosing the best stock tracking app isn’t just smart; it’s genius. It ensures that you’re using your money to make money in the best possible ways.

It’s the fast-track ticket to mastering the stock market, sharpening your investment strategy, and keeping a close eye on those individual stocks that matter most to you.

Get ready for an exclusive peek into the world of stock tracking apps that are about to change your financial game plan.

Whether you’re dipping your toes in the market waters for the first time or you’re a seasoned pro managing an extensive portfolio, this post has something for you.

Whether you’re a newcomer or a market veteran, find out which app might be your new financial ally.

Top Personal Finance Software


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Quick Picks

Best Stock Tracking App – Empower
Best Beginner Investment Platform W/ Tracking – Robinhood
Best Robo-Advisor (Tracks & Autoinvests!) – M1 Finance

Best Stock Tracking Apps

In today’s fast-paced stock market, staying ahead of the curve is essential to making more money than losing it. That’s where stock tracking apps come in handy.

Whether you’re a seasoned investor or just starting out, these apps, including a reliable stock monitoring app, are designed to make navigating the stock market easier and more profitable.

Here are my top 13 options for tracking stocks:

1. Empower

Are you ready to manage your personal wealth like a boss? Welcome to Empower, your new financial superhero!

Gone are the days of juggling multiple apps to keep an eye on your investments.

With Empower Personal Wealth (formerly Personal Capital), you can track your entire investment portfolio completely free, providing a unified view of all your stock portfolio accounts.

Whether you’re looking for retirement planning or a deep dive into your investment accounts to weed out those sneaky hidden fees, Empower has you covered.

Easily monitor your investments in six diverse asset classes: US stocks, international stocks, US bonds, international bonds, alternative investments, and cash.

And for those who crave the expertise of a financial guru, Empower Advisory Group, LLC, and Personal Capital Advisors Corporation are on standby, ready to propel you towards your financial goals.

To read more about how Empower can track your portfolio, help you budget your money, and more, check out why I use it in my in-depth Empower Review.

Top Personal Finance Software


Empower

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2. Robinhood

Get ready to kick your trading game into high gear with Robinhood, the ultimate portfolio manager and tracking app that’s changing the game for beginners and seasoned traders alike!

Commission-free trades aren’t just a dream- Robinhood offers them in an easy-to-use app that’s as sleek as it is efficient.

But wait, there’s more! Robinhood isn’t just about saving you money on trades; it’s your golden ticket to staying ahead of the market curve with tracking features.

With cutting-edge features that let you stay up to date with market data and dive into everything from options trading to cryptocurrency, you’re not just participating in the market; you’re dominating it.

And let’s talk about the game-changer: the Instant Deposit feature. Say goodbye to the agonizing wait for funds to clear.

This key feature zaps your money into your account at superhero speed, making sure you’re always ready to make your move.

The best part? Robinhood rolls out the red carpet for new users with a free stock to get your portfolio started. That’s right, free!

To learn more about investing with Robinhood and tracking your investments’ performance, check out my honest Robinhood Review.

3. M1 Finance

Step into investing with confidence using M1 Finance. It’s one of the best stock tracking apps that is designed for beginner investors and active traders alike!

This powerhouse app is not just a stock tracker; it’s a retirement planner, your personal financial advisor, and your gateway to creating that dream own portfolio without breaking a sweat.

M1 Finance is loaded with key features! Dive into pre-generated, expert-curated portfolios that take the guesswork out of investing.

Whether you’re all about hands-off investing or just dipping your toes in the investment world, M1 Finance has your back with tools designed to track stocks and master the art of diversification. 

M1 Finance not only makes retirement planning a breeze but also turns the complex world of mutual funds and stock tracking into a fun, accessible adventure. That’s M1 Finance for you, folks!

In my full M1 Finance, see how M1 Finance is here to help you keep more of your hard-earned cash with smart pre-made portfolios with tracking.


M1 Finance

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4. Webull

Webull stands out as a free trading app designed for active traders. Its strong mobile app offers a seamless user interface and focuses on a mobile-first brokerage experience.

It’s designed to put the power of trading right at your fingertips with a slick, seamless mobile experience and portfolio tracking that keeps you in the driver’s seat.

But that’s not all! Dip your toes into the world of trading without risking a dime, thanks to Webull’s fantastic paper trading feature. 

And when it comes to keeping an eye on your investments, Webull is unmatched.

From custom watchlists to real-time alerts, screeners, and advanced charting options, this app is your personal command center for all things trading.

Plus, with a vibrant, community-driven platform, you’re never trading alone. Share insights, swap strategies, and connect with fellow traders in an interactive, engaging environment.

Read more about Webull being a top-notch, cost-effective choice for traders aiming for financial freedom in my Webull Review.


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5. Motley Fool Stock Advisor

Are you looking to boost your investment game? Motley Fool Stock Advisor can help. This service is a treasure trove for investors who want to find stocks that outperform the market.

With a solid track record of pinpointing long-term stock winners, Motley Fool Stock Advisor helps build a robust, reliable investment strategy.

Forget the crystal ball; the service provides solid, research-backed research reports that have been guiding investors to financial glory for years.

It’s perfect for the go-getter passive investor or those looking to add a sprinkle of excitement to their portfolio without the stress of day trading.

And while Motley Fool Stock Advisor might not offer brokerage accounts or flashy charting tools, its strength lies in its simplicity and effectiveness.

Access everything through their slick website and start making moves that matter.

6. TD Ameritrade

Get ready to take your trading to the next level with TD Ameritrade, now powered by the might of Charles Schwab!

For those who love to stay on top of their game, Thinkorswim is your go-to section to access research tools within TD Ameritrade.

It’s a dream app for active traders, offering a suite of features without the hassle of recurring fees or a minimum balance.

Whether you’re into stocks, futures, forex, or even cryptocurrencies, Thinkorswim has got you covered with advanced charting, nifty trade tools, and real-time profit and loss calculations.

Plus, a TD Ameritrade investment client can enjoy $0 transaction fees for stocks and ETFs, letting you trade without fretting over extra costs nibbling at your profits.

7. E*Trade

E*Trade from Morgan Stanley is another popular broker app that offers more than just trading.

It stands out by offering comprehensive stock performance tracking and advanced research tools, similar to what you’d find with industry peers like TD Ameritrade.

The convenience of a mobile app ensures that your trading and investment activities are always accessible, no matter where you are.

One of E*Trade’s standout features is the $0 transaction fees for stocks and ETFs, which allow investors to engage in trading activities without incurring additional costs.

This is a significant advantage for those looking to maximize profits while maintaining vigilant oversight of their selected stocks.

8. Money Patrol

Get ready to take charge of your finances with MoneyPatrol. This all-in-one financial management tool isn’t just about keeping an eye on your investments.

You get:

A snapshot tool to track your investments
Transaction monitoring
Alerts
Report generation

Link up your investment account effortlessly and get instant access to crucial data. Plus, with the snapshot feature, you can easily see your cash flow.

It breaks down your finances into categories like out-flow, in-flow, net flow, and more, giving you a comprehensive understanding of your financial standing.

What sets Money Patrol apart is its ability to offer a comprehensive overview of your investments. You can track all your transactions, set alerts for key events, and even generate detailed reports.

9. Stock Rover

Looking to access data on stocks, ETFs, and mutual funds? Look no further than Stock Rover. This stock tracking app is designed for intermediate investors.

It goes beyond basic tracking, offering a comprehensive suite of tools for investment research and portfolio management, and uses data from sources like Yahoo Finance.

Stock Rover offers:

Detailed financial data and analysis for informed decision-making
Customizable watchlists and portfolios tailored to your needs
Advanced screening and filtering options to identify the best opportunities
Interactive charts and graphs for visualizing trends
Real-time market data and news to stay updated on market movements

10. Morningstar

Morningstar is a high-end research app that offers more than just a stock tracker.

Tailored for experienced traders, Morningstar offers a suite of investment research features that go above and beyond:

Dive deep into in-depth analysis
Benefit from the renowned Morningstar rating system for informed decisions
Keep a watchful eye on your investments with handy monitoring tools
Manage your portfolio efficiently with the Portfolio Manager
Track performance effortlessly with the Portfolio Monitor
Gain a comprehensive understanding of your investments with the Portfolio X-Ray

With Morningstar, you get more than just numbers- you get meaningful insights to help you see the big picture of your financial landscape.

11. TradeStation

TradeStation is a combined tracking and trading app that offers a range of useful tools.

It’s not just your average tracking and trading app- it’s a powerhouse packed with tools to elevate your trading game.

With features like TradeManager, RadarScreen, Back-testing, and Simulated trading, TradeStation is the perfect fit for intermediate to advanced traders who want to advance their skills.

But what truly sets TradeStation apart is its dedication to providing powerful trading technology.

From advanced trading tools to educational content, TradeStation equips you with the resources you need to make informed investment decisions.

12. Seeking Alpha

The Seeking Alpha app is a stock tracker that offers more than just basic tracking.

Seeking Alpha provides research tools, recommendations, and tips from experts, making it an excellent choice for investors of all levels.

One of the standout features of the Seeking Alpha app is its real-time news updates. Investors can make sure they have the information they need to make informed decisions.

With features like premium service and access to rating metrics, Seeking Alpha makes it easy to monitor your investments.

Users can tap into the knowledge of fellow investors and industry experts to better understand market trends and movements, helping them navigate the complexities of investing more effectively.

13. Kubera

Kubera isn’t your average tracking app- it’s a versatile tool designed to streamline investment management for both beginners and seasoned traders alike.

It tracks investment accounts, from stocks to cryptocurrencies, and it syncs with over 20,000 banks and brokers worldwide.

Plus, Kubera goes beyond just tracking to offer tools for portfolio analysis and performance tracking.

You can examine detailed reports and analytics to gain valuable insights into your investment strategies and make informed decisions about the future.

Let’s not forget about security- Kubera takes it seriously. With features like multi-factor authentication and bank-level encryption, your financial data is safe and sound.

Keep in mind that it’s a subscription-based service, with options starting at $15 per month or $150 per year. However, they offer a 14-day trial, so you can test the waters before diving in.

FAQs

What stock tracking app is best for beginners?

Finding the right free stock tracking app to track and manage your own investments is crucial in achieving financial freedom.

Empower and Robinhood offer a unique set of stock tracker features tailored to simplify the complex world of stocks.

Empower is the go-to app for merging the convenience of personal finance and stock tracking.

It allows you to monitor your brokerage account investments closely, compare your performance to market benchmarks, and receive personalized recommendations.

On the other hand, Robinhood makes stock trading accessible and hassle-free for everyone with the best stocks for beginners.

Its user-friendly interface and commission-free trades allow beginners to take a hands-on approach to their investments and brokerage accounts.

Top Personal Finance Software


Empower

Get clarity on your money, with tech you can trust. See all your accounts in one place, including your investments. And go deeper with our planning and analytics tools.


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How do I pick which stock tracking app is best for me?

Picking the best app hinges on your investment style, experience level, and what features you value most.

Here’s a streamlined approach to finding the right app for you:

Beginner investors might prefer a user-friendly stock monitoring app with educational resources, while more seasoned investors want to access tools for research.
Decide if you’re open to paying for premium features or if a free app meets your needs.
Look for apps that align with your investment goals. Long-term investors need portfolio analytics, whereas day traders benefit from real-time data and quick trade execution.
Research and compare apps, focusing on user reviews and the features each app offers for tracking stocks and managing your own stocks.
Also, make sure the stock monitoring app uses strong security measures to protect your information and provides accurate, up-to-date stock data.

What stock trading app offers free stock?

Who doesn’t love freebies? If you’re looking for a stock trading app that offers free stock, look no further than Robinhood.

This app offers free stock to new customers upon signing up and completing their account registration.

It’s a great incentive for new investors to join the platform.

How do I keep track of my stocks?

Keeping track of your stocks is essential for successful investment management. To do this effectively, opt for a stock tracking app that provides:

Real-Time Tracking: Get instant updates on stock prices and market shifts.
Portfolio Performance History: Analyze how your investments have fared over time.
Tailored Analysis: Receive insights tailored to your investing strategy and risk profile.
Adaptation to Your Preferences: Enjoy customizable features to suit your specific needs.
Comprehensive Market Data: Access in-depth company info, earnings reports, and industry trends for new trading strategies.

What about Yahoo Finance?

Yahoo Finance is a cornerstone in the investing community, offering an extensive suite of financial services tailored to stock tracking.

It shines by delivering in-depth market data, news, and analysis, catering to the diverse needs of both novice and experienced investors.

On Yahoo Finance, users have the advantage of:

Crafting personalized watchlists to keep an eye on preferred stocks
Gaining access to real-time stock quotes and detailed charts
Staying updated with the latest financial news and expert insights
Leveraging portfolio management tools for efficient investment tracking

Final Thoughts

Whether you’re a beginner or an experienced trader, the right stock-tracking app can truly revolutionize your investment journey to grow your money.

With cool features like up-to-the-minute updates, deep dives into market analysis, and tips tailored just for you, these apps will help make your investment journey easier.

I’ve been using Empower to track my investments for years, and it’s my top choice- but you have many options to align with your needs.

The trick is to find the one that fits your investment needs, preferences, and investment goals. So go ahead, try the different stock tracking apps, and find your match.

Here’s to making the most of the best stock tracking apps of 2024 and totally owning your investment game!

Top Personal Finance Software


Empower

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5 Companies That Give Instant Sign-Up Bonuses

Are you looking for ways to make some extra cash quickly?

We have compiled a list of 5 companies that offer instant sign-up bonuses when you join their platform.

These companies are trusted and reputable, giving you peace of mind while making money.

Sign up now and start earning your instant bonuses with these 5 companies!

Quick Picks: Best Sign-Up Bonuses

I’m always testing and trying new sign-up bonus offers. Who doesn’t love free money? 

Here are some of the easiest and highest-paying bonus apps on my list:

Best Overall App – Swagbucks
Best Survey Site – Survey Junkie
Best Cash BackKashKick
Best Investment Bonus – Fundrise
Best Bank AccountChime

37 Apps Offering An Instant Sign-Up Bonus

1. Swagbucks

We’ve been using Swagbucks for almost a decade to make extra pocket change, and right now, they’re offering a $10 welcome bonus!

You can earn points by completing tasks, taking surveys, watching videos, playing games, shopping online, and more.

Tasks on Swagbucks usually take 15 minutes or less to complete, and you can redeem Swagbucks points for gift cards or PayPal cash.

If you’re looking for more information about Swagbucks, check out my detailed Swagbucks review.

Sign up now and grab your FREE $10 sign-up bonus

2. Survey Junkie

Survey Junkie is a great way to earn free cash by completing surveys, shopping online, watching videos, and other activities to earn gift cards or PayPal money.

Plus, you’ll get a $5 sign-up bonus when you take 5 surveys. And if you refer your friends, you’ll get 10% of their earnings for life!

Read more about Survey Junkie in my Survey Junkie Review and see how easy it is to earn free cash.

3. KashKick

KashKick has become one of my favorite money-making sites, and it sometimes offers a sign-up bonus for new users.

You can play games, answer online surveys, and surf the web to earn points that you can turn into gift cards or PayPal cash.

Here’s my KashKick Review for you to read and see how much money you can earn by playing games and answering surveys.

4. Fundrise

If you’re looking for a way to diversify your investment portfolio, check out Fundrise and get $10 in shares after you invest your first $10!

Fundrise is a crowdsourced real estate platform that allows people to invest in low-cost real estate projects, including eREITs and eFUNDs.

The sign-up bonus of $10 is for shares in the Fundrise Real Estate Interval Fund, the platform’s flagship investment product.

5. Chime Bank

Chime is a high-yield savings account that can help you grow your money without any extra work.

You can open a new account, pop in your money, and earn a high APY just for having your money stashed away for a rainy day.

It offers much more than traditional banks, with no monthly fees, no transaction fees, and no minimum balance. 

Chime is the leader in modern-day banking and signing up takes less than two minutes. 

Sign up for your free Chime account now.

 

Empower Vs. Fidelity: Ultimate Retirement Planning (2024)

When it comes to planning for retirement, the choices can feel overwhelming to invest wisely.

Whether you’re just starting to stash away some savings for retirement or you’re looking to fine-tune your goals for retirement, picking the right company to trust with your future is a big decision.

Enter the debate between Empower Vs. Fidelity. Both are giants in the game, known for helping investors like you and me navigate the waters of retirement planning.

So, if you’re on the fence about where to let your hard-earned money grow, you’re in the right spot to find out what Empower Retirement and Fidelity Investments offer their customers.

Top Personal Finance Software


Empower

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Key Takeaways

Empower excels in providing personalized retirement strategies and professional advisory services, especially for those with larger investment portfolios.
Fidelity Investments stands out as a comprehensive financial services provider, offering a wide range of investment options and educational resources for investors at all levels.
Both companies offer a variety of retirement accounts, including IRAs and 401(k)s, with distinct benefits to suit individual needs and preferences.
Empower Retirement’s acquisition of Personal Capital showcases its commitment to integrating technology and personalization in retirement planning.
Fidelity’s no-commission trades and no-account fees policy make it an attractive option for cost-conscious investors.
Customer service is a strong suit for both Empower and Fidelity, each offering multiple channels for support and guidance.
The choice between Empower and Fidelity should be based on individual financial goals, investment size, and the level of personalized service desired.

Final Verdict: Empower Vs. Fidelity

When it comes to choosing between Empower Retirement and Fidelity as a place to grow your nest egg, Empower is my top pick.

They’ve bought Personal Capital and built this platform aimed at customers who’ve already saved up a good chunk of change for retirement—think $100,000 or more.

Plus, they’ve got this neat set of tools for managing your money, including a really slick budgeting dashboard and a robo-advisor to help guide your investment decisions.

Empower

Think of Empower as your friendly guide through the maze of financial and retirement planning.

They’re here to simplify things, offering tailored options and advice that feel personalized and straightforward.

Their tools are super user-friendly, making it easier to track progress without getting bogged down in complex financial terms.

Check out my in-depth Empower Review to see why I use Empower to track my money, retirement, and more.

Key Features

Personalized Dashboard: This is similar to having your financial life on a dashboard, showing you where you’re at and where you’re heading.
Savings Planner: This tool links up with your accounts to keep your retirement savings on track, giving you a little nudge when needed.
Portfolio Customization: This service tailors your investment mix to fit your entire financial picture, even offering socially responsible options for your retirement assets.

Investment Options

Empower Retirement offers a wide range of options tailored to meet various financial goals and investment styles.

They are a smart choice for investing and wealth management beyond just your retirement savings.

They offer the advantage of commission-free trading and give you access to a variety of investments, such as mutual funds, ETFs, stocks, and bonds.

Top Personal Finance Software


Empower

Get clarity on your money, with tech you can trust. See all your accounts in one place, including your investments. And go deeper with our planning and analytics tools.


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Retirement Plans

Empower Retirement offers various ways to help you save and invest wisely. They offer different types of IRAs, such as Roth IRAs, Traditional IRAs, and Rollover IRAs.

Each one comes with its own set of benefits, so you can choose the Empower Retirement option that fits your retirement savings strategies.

But that’s not all! Empower Retirement introduced “My Total Retirement” back in 2018. It’s like having your guide to retirement savings tailored specifically to your needs.

From your very first paycheck to the day you decide to retire, “My Total Retirement” is there to help you every step of the way.

Account Fees

General Management Fees:

For assets up to $1 million: 0.89%
Over $1 million: Tiered fees apply

First $3 million: 0.79%
Next $2 million: 0.69%
Next $5 million: 0.59%
Over $10 million: 0.49%

Customer Service

One of Empower Retirement’s key strengths is its excellent customer service.

They provide a dedicated team with phone lines for different types of queries- one line catering to questions related to workplace retirement plans.

The other line is for individual investors interested in personalized planning with an Empower financial professional.

Empower Pros & Cons

Pros

Personalized Retirement Strategies
Holistic Financial Management
Professional Advisory Services
Employer Focused Solutions
Capital Preservation Emphasis
Optimized Social Security Benefits

Cons

Higher fees
Complex fee structure
High minimum investment requirement

Fidelity

Fidelity Investments is like a household name in the world of financial services, you know?

Fidelity offers a wide range of products and services, from mutual funds to retirement plans and financial planning.

What’s cool about Fidelity is that they’re like that one-stop-shop for many investors.

Whether you’re planning for retirement or looking to diversify your portfolio, Fidelity has got something for everyone.

Key Features

Cost-Conscious Investing: Fidelity offers a $0.00 commission on online U.S. equity trades, ETFs, and options for retail clients in a Fidelity retail account, making investing more affordable for clients.
No Account Fees: Fidelity doesn’t charge account fees or minimums to open retail IRA accounts, providing investors with accessibility and flexibility.
Emphasis on Education: Fidelity provides a wealth of educational resources.

Investment Options

Fidelity Investments offers a comprehensive range of investment options, catering to a diverse array of investor preferences.

Clients can choose from a variety of investments, including stocks, mutual funds, ETFs, options, bonds and certificates of deposit (CDs), precious metals, and international investments.

Fidelity also provides retirement plan participants with a range of target-date funds; as an investor gets closer to retirement age, the target maximizes itself.

Retirement Plans

Fidelity offers a variety of IRA products, including Traditional, Roth, and Rollover IRAs, to cater to different retirement saving needs and tax considerations.

Each product has unique benefits and considerations, allowing individuals to choose the one that best suits their financial situation and retirement goals.

Account Fees

Fidelity has a transparent fee structure that is easy to understand. They offer:

Optional Trades: $0.65 per contract
Activity assessment fee: $0.01 to $0.03 per $1,000 of principal
Fidelity Wealth Management Services: 0.50% to 1.50%

Customer Service

Fidelity’s customer service has all the bases covered with a bunch of support channels for whatever financial pickle you find yourself in.

Need to chat? Fidelity has online chat support. Do you prefer the good old phone call? No problem, they’ve got phone support too.

Fidelity Pros & Cons

Pros

Extensive Range of Investment Options
No-Commission Trades
Educational Resources
Transparent Fee Structure
Excellent Customer Service

Cons

Minimum Investment for Wealth Services
Potentially High Fees for Certain Services

FAQs

What retirement programs does Empower offer?

Empower offers a variety of retirement programs to cater to different preferences and investment levels:

Premier IRA
Brokerage IRA

Does Empower offer a 401(K) program?

Yes, Empower Retirement offers a 401(k) plan. 401(k) plans can help you save for retirement through pre-tax, after-tax, and Roth 401(k) contributions.

Is Fidelity better than Empower?

When it comes to choosing between Fidelity and Empower Retirement, it really boils down to what you need. As for me, I use Empower and believe it’s the better option.

Empower Retirement shines with its:

Personalized retirement planning tools to help you tailor your retirement goals.
Focus on retirement planning and corporate retirement plan solutions, giving you that specialized touch.

How do I roll over my 401k?

Rolling over a 401(k) can indeed seem complex, but both Empower and Fidelity offer assistance to make the process smoother.

Both Empower Retirement and Fidelity offer comprehensive financial planning services, including help with retirement planning and 401(k) rollovers.

Their expertise can help you navigate the process efficiently and potentially save money in the long run.

Final Thoughts

Deciding between Empower and Fidelity for your retirement planning isn’t a decision to rush into.

Empower really stands out with its personalized retirement planning tools and dedicated advisory services to grow your wealth.

If you’re looking for a hands-on approach tailored to your retirement goals, Empower Retirement has got you covered.

But if you’re intrigued by Fidelity, choose the one that fits your unique situation and retirement based on your needs.

So don’t put it off any longer- get your retirement started today!

Top Personal Finance Software


Empower

Get clarity on your money, with tech you can trust. See all your accounts in one place, including your investments. And go deeper with our planning and analytics tools.


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5 Best Ways To Rent Your Car Out for Extra Cash (Plus More!)

Turning your ride into a cash cow by renting your car out is the savvy move you didn’t know you needed.

Think about it! Your vehicle, cruising around, racking up fast cash, while you’re doing, well, absolutely anything else. Sounds pretty sweet, right?

Whether you’re looking to pay off loans faster, save up for a vacation, or just want to earn more money to splurge, renting your car could be the solution you’ve been looking for.

So, let’s get into how you can start padding your wallet by renting your vehicle!

Quick Picks

Turo
Uber’s Carshare
Lyft’s Express Drive

5 Ways To Rent Your Car Out for Extra Cash

Thanks to the magic of car sharing, making money with your car is easier than ever.

By renting your car out through these awesome car-sharing companies, you can make extra cash in the gig economy.

With these companies, car owners rent their vehicles every day of the week, and now so can you.

1. Turo

Turo is one of the popular car sharing companies.

With the rental service from Turo, your car can bring in some passive income that can help with your car payments or stash away cash for a rainy day.

And don’t sweat the what-ifs. Turo’s support team has got your back with solid insurance and roadside assistance, making sure everything is taken care of.

They offer a hefty $750,000 in third-party liability protection plans. That’s a big deal- it means you’re covered big-time if anything goes sideways when you rent your car to someone.

2. Uber

Driving for Uber means you’re the boss of your vehicle and own schedule, using your vehicle to make rides around town.

But Uber has another way to rent out your car! Uber’s Carshare service turns your idle vehicle into a moneymaker, letting others rent it.

It’s rolling out in cities like Boston, part of the sharing economy. You set your car’s rates and schedule, with Uber providing insurance, a lockbox, and GPS for smooth, contactless rentals.

It’s a savvy way to earn money, especially if you’re taking out a car loan or just want extra cash, but it’s currently only available in limited areas.

3. Lyft

Lyft, the ride-sharing giant, has a neat twist for car owners like you! Their platform isn’t just for catching rides; it’s also for making your car work for you.

With Lyft’s Express Drive program, you can rent your car to Lyft drivers who might not have a car of their own or who are looking for a short-term vehicle solution.

This means your car could be out there, earning its keep, while you’re doing whatever you love.

It’s a great way to earn passive income, especially if you have a spare car that’s just gathering dust in your garage.

4. HyreCar

Have you got a car just sitting around? Why not let it earn you some cash with HyreCar?

If you rent out your car on HyreCar, you can potentially earn over $720 a month. However, the amount you actually earn will depend on your location, specific vehicle, and market conditions.

Pick a protection plan to keep things smooth with an extra safety net on top of your insurance coverage. Once you list your vehicle, you’ll get rental requests from checked-out drivers.

5. Getaround

Getaround is a peer-to-peer car-sharing platform that lets you rent out your vehicle by the hour.

Imagine your car helping you pay its own bills while you’re not using it! This service is pretty widespread and available in over 100 cities across the U.S., making it convenient for many people.

However, the Getaround Connect service (keyless entry) requires a one-time setup fee of $99 plus a listing fee of $20 per month to have your car on the site.

Getaround also has a list of types of cars it doesn’t support, focusing on accessibility, cost, and practicality for the average user.

Other Apps To Make Money With Your Car

Renting out your car is not the only way to make money with your vehicle.

If you enjoy driving and would like to earn extra income while you’re on the move, food and grocery delivery services offer another great opportunity.

DoorDash

DoorDash is a cool app that lets you get food from local restaurants delivered right to your doorstep. You could be one of the Dashers making those deliveries happen.

On average, Dashers make about $19 per hour, which is pretty neat if you’re looking to make some extra cash.

Earn Money With Doordash


Doordash

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Postmates

If you’re looking for a way to earn some cash on the side, driving for Postmates could be right up your alley. It’s not just about food; you can deliver all sorts of things with this app.

Now, for the part you’re probably curious about: the pay. Postmates drivers can pull in more than $25 per hour on average. Yep, you heard that right.

Make Money Today


Postmates

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Uber Eats

Uber Eats is like the foodie version of Uber, where you can make money zipping around town and delivering delicious meals to hungry folks.

Uber Eats drivers typically earn cash for each order they pick up and drop off, plus some extra dough based on how far they travel.

On average, drivers bring in around $17.31 to $19 per hour before taxes and expenses.

Grubhub

Grubhub is the go-to for satisfying those cravings without leaving the couch. You can make money getting those meals from point A to B!

On average, Grubhub drivers pull in around $20 per hour. Not too shabby, huh? If you’re thinking about going full-time, that could add up to roughly $41,600 a year.

Instacart

Instacart is the grocery hero of busy folks everywhere, and you can get paid to shop for them and deliver groceries.

You must be at least 18 years old, hold a valid driver’s license, and be able to lift at least 50 pounds. If you meet those basics, you could put yourself to work.

Now, let’s talk green. Instacart pays drivers based on the batches they complete, so the more grocery trips you make, the more money you earn.

FAQs

Can I make money renting my car?

Absolutely! Renting out your car can be a fantastic way to boost your income. You can potentially earn $200 to $2,000 a month.

How much you can make when renting your car depends on several factors, such as what kind of car you have, how old it is, how often people rent it, and where you’re located.

What happens if my car gets damaged while rented?

If your car sustains damage while it’s out on a rental, the process for handling it typically depends on the insurance you have and the platform you drive with.

Most rental platforms offer insurance coverage to protect both the renters and you and the renter in case of accidents or damage during the rental period.

This coverage can include protection from physical damage, roadside assistance, any liability issues, and other potential expenses.

In the event of damage, you’ll need to report the accident or incident to the rental platform and follow their specific procedures in the insurance policy for filing a claim for your rental car.

This may involve providing documentation, such as photos of the damage, repair estimates, and other relevant information to the rental service.

What cars are best for renting out?

Typically, potential renters of car-sharing services demand well-maintained, clean, and reliable cars.

However, certain makes and models tend to be more popular among renters due to their reputation for performance, comfort, and style with the rental company.

Some of the best cars for renting out on a car-sharing service include:

Ford Mustang
Jeep Wrangler
Toyota Prius
Mercedes-Benz C-Class

How else can I make money with my car?

There are other ways you can turn your vehicle into a money-making machine.

One popular option is to sign up as a delivery driver for food and grocery delivery services like DoorDash, Postmates, Uber Eats, Grubhub, and Instacart.

These platforms allow you to use your car to deliver meals and groceries to customers, earning money for each delivery you make.

Do I need extra insurance while renting out my car?

Before you start renting out your vehicle, it’s a good idea to double-check with your car insurance provider to see what liability issues are covered and what are not.

You might also want to consider additional coverage for your vehicle, like a personal insurance policy tailored specifically for rentals, just to be on the safe side.

Luckily, most rental car-sharing platforms have their insurance plans in place to provide coverage for car sharing.

Final Thoughts

There are all sorts of ways you can use your wheels to pad your wallet with same day pay.

From car rentals like Uber, there’s no shortage of options when it comes to making money renting out your vehicle.

That’s not all! We’ve also explored other cool ways to earn money with your car, like delivering food and groceries with DoorDash.

With so many options out there, the road to financial freedom might be closer than you think!

Make Money Driving


Uber Driver

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Top Stocks for Kids: Building a Bright Financial Future

Diving into stocks for kids might sound trickier than teaching them to ride a bike- there are bound to be a few wobbles along the way!

But just like those first pedal pushes, getting your child started on their investing journey can be incredibly rewarding with the best investments for kids.

It’s not just about stashing away cash for the future; it’s about sparking an early interest in how money can grow and spending time giving them a giant leap ahead financially.

And hey, who knows? You might just be nurturing the next big financial guru in your household.

So, let’s talk about how you can invest money for your kids’ futures and grow wealth before they even know what money is!


Upromise

Upromise makes saving for college easy! Families have saved over $1 Billion for college using Upromise.


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Key Takeaways

Investing money for your kids now gives them the perks of long-term growth from multiple investment options.
Getting your kids started with a custodial brokerage account like the 529 Savings Plan or UGMA/UTMA accounts lays the groundwork for a solid financial future.
Sprinkle a little variety into their investment portfolio with a mix of ETFs, index funds, mutual funds, and more, steering clear of the risky business of penny stocks and crypto.
Make a start investing a blast for the young ones by picking stocks from fun, familiar names like Nintendo, Mattel, Disney, Netflix, and Nike, turning the learning process into an adventure.

Popular Stocks For Kids

Now, let’s talk about making investing fun and relatable for kids.

One way to do this is by investing in popular brands that they know and love.

Many brands offer stocks that you can invest in using Robinhood and other accounts, and here are some your kids might be interested in:

Nintendo

Nintendo really shines in the gaming industry, not just for its awesome games but also as a cool investment idea.

It’s a company avid gamers of all ages love, which makes it an intriguing investment opportunity.

For a parent or grandparent looking to give a meaningful gift to a Nintendo-loving kid, investing in Nintendo on their behalf could be a thoughtful and impactful choice.

Mattel

Mattel is the folks behind some of the most iconic toys ever!

Barbie, Hot Wheels, and a bunch of others that probably filled your childhood with joy and maybe a bit of chaos if you ever stepped on one barefoot.

When it comes to investing, Mattel can be a cool choice.

You could say something like, “Hey, you love playing with Barbie, right? Well, guess what? We own a tiny piece of the company that makes her!”

Disney

What better place to teach your kids to invest than with Disney? I mean, who doesn’t love Disney, right? It’s like the ultimate childhood dreamland.

You open up a custodial account in your child’s name, and you decide to sprinkle some Disney magic into your kid’s investment portfolio.

Not only are you giving them a piece of the happiest place on earth, but you’re also teaching them valuable lessons about saving and investing.

Netflix

Netflix is that awesome streaming service where you can binge-watch your favorite shows and movies to your heart’s content.

Why is Netflix such a neat investment for the little ones? It’s like the ultimate source of entertainment, with a treasure trove of shows and movies for kids and grown-ups alike.

Plus, they’re always coming up with cool new stuff, from animated adventures to gripping dramas.

Nike

Investing in Nike can be like scoring a goal in your kid’s custodial account.

Your little one is all about sports, right? Whether they’re dribbling a basketball or kicking a soccer ball, they’ve got that competitive spirit.

It’s like being part of the team, but instead of scoring goals, you’re scoring potential returns on investment.

Investment Accounts For Kids

Do you think the stock market is just a “grown-up” thing?

Well, guess what? Kids can totally get in on the action, too, and it’s never too early to start setting aside money for their livelihood.

Think what would happen if you put $1,000 into some stocks for your little one right when they’re born. Fast forward to their golden years, and bam! They’ve got funds for college and more!

That tiny investment could balloon into a whopping big number, kind of like planting a teeny seed and watching it shoot up into a giant tree.

I’m talking about setting up an investment account that’s just their size- yep, a brokerage account or a custodial account where they can start building their fortune, bit by bit.

So, let’s get into all the options you have to set your kids up for financial success:

529 Savings Plan

The 529 Savings Plan is a special kind of investment account that’s all about stacking up cash for your kiddo’s school days down the road.

The really cool part is that you’re in the driver’s seat. You can tweak things, switch up who’s going to benefit from this pot of gold, and really make it work for your family’s needs.

And guess what? It comes with some sweet tax perks that make it even more awesome.

Pretty much anyone can add money to it, making it a team effort to fund your child’s education.

You get to pick from a bunch of different baskets of goodies, like a low-cost index fund or ETFs, to make sure this treasure chest gets bigger and better over time.

You can use an online investor like Betterment or Upromise to open a 529:

Betterment is great for hands-off investing- it’s a robo-advisor that rebalances the portfolio and has tax advantages; check out my Betterment Review to learn more!
Upromise is a special service- you can link your cards, and Upromise will round up your purchases and invest the difference.


Upromise

Upromise makes saving for college easy! Families have saved over $1 Billion for college using Upromise.


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UGMA Custodial Brokerage Accounts

UGMA Custodial Brokerage Accounts strike a balance between a neat way to kickstart a child’s education about investments and a practical tool for financial planning.

You’re setting up a brokerage account where kids can explore the stock market, mutual funds, and more under the watchful eyes of a guardian until they’re mature enough to take the reins.

You can use M1 Finance to open a UGMA (plus a UTMA below!) and use their pre-made investment pies to find some steady, long-term investments perfect for growing money as your kid grows up.

Tax-wise, these investment accounts have their charm. Contributions can be made up to $18,000 in 2024 with fewer tax bumps, allowing the savings to grow more efficiently.

When college application time rolls around, this investment account steps into the spotlight since they’re in the minor’s name, potentially nudging the financial aid calculations.

UTMA Custodial Brokerage Accounts

UTMA Custodial Brokerage Accounts are pretty cool when you think about it. They’re not just about dipping your toes into stocks, bonds, or mutual funds.

Nope, they open the doors to investing in tangible stuff, too, like real estate, collectibles, or even art.

It’s like giving kids a real-world tour of investment possibilities beyond the usual and putting more eggs into other potentially profitable baskets.

Learning about market ups and downs is one thing, but learning the real value and growth potential of tangible assets? That’s next-level education for any young investor.

By the time they’re set to take over their UTMA account, these young folks are going to be all set to chart their own course in the vast ocean of wealth-building.

Custodial Roth IRA

Setting up a Custodial Roth IRA for the young ones in your life can grow into a full-blown money tree by the time they’re thinking about retirement.

With a Custodial Roth IRA, an adult- like a parent or guardian- can start investing in stocks, bonds, or other long-term investments on behalf of their child.

All the growth within this account, I’m talking dividends, interest, capital gains, you name it, grow tax-free.

There are contribution limits each year. The contribution limit in 2024 is $7,000 a year or $8,000 a year if you are 50 and above.

And when it’s time for your child to retire or they need to pull money out for other qualified expenses, they can do so without paying a penny in taxes on those earnings.

You can use Empower to set up a Custodial IRA- we had signed up for budgeting and money management, but this app has opened doors to investing for our kids!

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Custodial Traditional IRA

The Custodial Traditional IRA is all about giving kids a leg up in the world of saving for the golden years, but with a twist.

It’s pretty similar to the Roth IRA, but a traditional IRA plays by a different set of rules when it comes to taxes.

With this account, the money put away gets to grow without the taxman dipping his hands in the pot until it’s time to take it out. That’s when taxes come into play.

Setting one up means you’re laying down some serious groundwork at a financial institution that could help their money balloon over time.

And because you’re the adult in charge until they’re age 18 (in some states, age 25), you do the work on getting investment growth journey and teach them about it as they get older.

Different Investment Options

If you plan on starting a custodial account for kids with the stock market, it’s important to learn about setting up a brokerage account or a youth account.

Creating a diversified investment portfolio by investing in index funds and mutual funds and buying stocks for kids helps kids invest in different investment accounts.

ETFs

Exchange Traded Funds (ETFs) can give your child a taste of the entire stock market in one go.

Think of it as investing in a big basket that holds a bunch of different stocks or assets.

This way, with just one investment through a custodial account, your child can own a piece of all those companies or bonds, making it an efficient way to start learning about investment management.

Investing in ETFs comes with a bunch of benefits. They’re known for:

Diversification: Because ETFs hold many different assets, they spread out risk more than investing in a single stock might.
Safety: While all investments have risks, spreading them across various stocks or bonds in an ETF can offer a safer route compared to putting all your in just investing in individual stocks.
Practicality: ETFs are easy to buy an Exchange Traded Fund and also sell them, much like stocks on the stock market, making them a straightforward option for getting your child interested in investing.
Comprehensive coverage of the market: You can cover whole sectors or the entire market in one investment, giving a broad exposure that would be hard to achieve otherwise.
Cost-effectiveness: Generally, ETFs come with lower fees than buying many individual stocks, making them a cost-effective choice for investment choices.

You can invest in ETFs using a platform like Robinhood– where it’s commission-free investing!

Index Funds

Index Funds are a smart pick for getting a big piece of the market pie with just one investment.

For parents or guardians eyeing investment choices, index funds offer a low-hassle way to help kids’ savings grow over time.

By mirroring a specific market index, these funds offer a straightforward route to broad market exposure and diversification.

What’s cool about index funds is how they manage to keep costs down.

They’re known for having low management fees because they’re passively managed- no need for a team of analysts picking stocks, which also means fewer expenses passed on to investors.

They’re a good fit for custodial accounts, where you’re aiming to build a foundation for future financial savvy without the steep learning curve or the high fees that can eat into growth.

Mutual Funds

Mutual funds in a custodial account are a great way to get kids into investing.

They’re like a big pot where everyone throws in their money to invest together. This pot is then used to buy a bunch of different investments, like stocks or bonds.

They spread out the investment to lower the risk and are managed by pros, making them a solid choice for helping kids grow their savings over time.

This way, with just one investment, you get a piece of a lot of different places, spreading out the risk.

When you open a custodial account for a kid, it is set up by an adult for a minor, and it can hold mutual fund investments until the kid is old enough to manage it themselves.

Plus, it’s handled by professionals who pick and choose the best places to put the money to work, so you don’t have to worry about the details.

Large Dow Companies

When it comes to introducing kids to the stock market, picking out big names from the Dow Jones Industrial Average can be a smart move.

Why? Investing in large, well-known companies can offer both the chance for growth and a bit of stability, which is pretty cool for someone just starting.

These big companies, let’s say the folks who make iPhones or the biggest names in software, healthcare, beverages, and payment processing, have been around the block.

Some examples of Large Dow Companies to buy stocks in include:

Apple Inc.
Microsoft Corporation
Johnson & Johnson
The Coca-Cola Company
Visa Inc.

What NOT To Get Into

NO Penny Stocks

It’s wise to avoid Penny Stocks, especially for young investors. These stocks are typically priced very low and can be quite volatile, leading to significant risks.

Their low price points might make them seem attractive, but they’re prone to sudden and unpredictable changes in value.

Plus, Penny Stocks can be targeted for market manipulation due to their low trading volumes, making them less reliable and more susceptible to sharp price swings.

Avoid Crypto

Cryptocurrencies, while trendy, might not be the ideal investment avenue for kids to make sure their investment portfolios earn a steady income- steady being the keyword!

Their highly volatile past performance and the unpredictability of their market value make them a risky choice.

The rapid fluctuations in prices can lead to potential losses just as quickly as gains, making it challenging for young investors to navigate.

For those new to investing, it’s generally recommended to opt for more stable and understandable investment options like I listed above.

FAQs

How can I invest for my child?

When it comes to investing for your child’s future, you’ve got a few options to choose from. You can consider custodial accounts like IRAs or even a 529 Savings Plan.

Each of these accounts comes with its own set of features and benefits, so it’s worth taking the time to explore each one to find the best fit for your child’s needs.

It’s important to think about the long term when investing for your child’s future.

Consider long-term investments that can grow steadily over time, harnessing the power of compounding to build wealth.

A great way to teach your kids about money and investing in the stock market is by showing them how investments work and helping them understand why saving for the future is important.

Can I buy stocks for my child?

Yes, parents can buy stocks for their children through custodial accounts or other investment accounts designed for young investors.

These accounts allow parents to manage stock purchases and other investments until the child reaches the age of majority.

What should I invest in?

When it comes to deciding what to invest in for your kids, it’s all about what your financial goals and risk tolerance are.

Here’s a breakdown of some options to consider:

ETFs
Index Funds
Mutual Funds
Individual Stocks (Nintendo, Disney, etc.)

By diversifying your investments for your kids across these options, you can build a balanced portfolio that has steady growth over time.

And remember, it’s always a good idea to consult with brokerage services or financial advisors who can provide investment advice tailored to your specific needs and goals.

Plus, with online brokers, investing has become easier than ever and features like fractional shares allow you to buy exchange-traded funds with smaller amounts of money.

What stocks are good investments for kids?

When you start investing and choose stocks for kids, it’s all about striking a balance between stability and potential growth.

Good investments for kids include well-known, stable companies like Disney, Apple, and Nike stock, as well as diversified index funds and ETFs.

Buying stocks that your child finds interesting can also make the investment process more fun and educational.

What is the best stock to buy for kids?

When buying stocks for kids, it’s important to consider factors like the company’s ability to innovate and its track record of revenue growth and past performance.

And with the rise of online brokers, investing in stocks like Disney, Nike, and Mattel has never been easier.

Just remember to do your research and consider your child’s interests and investment goals before making any decisions.

How much money should I invest?

The amount of money to invest really depends on your individual financial goals and circumstances.

Whether you’re looking to save for your child’s education, build a nest egg for the future, or simply teach kids about investing, there’s no one-size-fits-all answer.

Even a small investment can grow significantly over time, thanks to the power of compound interest. So, don’t be discouraged if you can only invest a little at a time.

Every dollar counts, and starting early can make a big difference in the long run.

How to invest $1,000 for my child?

Investing $1,000 for your child’s future is a fantastic idea, and there are a few options you can explore to make the most of that investment.

One option is to open a custodial account with a free brokerage platform.

These accounts typically have no account fees or subscription fees, allowing you to invest your $1,000 without worrying about additional costs eating into your investment returns.

Another option to consider is a 529 plan, which is specifically designed to help families save for education expenses.

How much money can I make?

When you invest money, the returns can depend on different things, like the stock performance or other investments you choose, how much you invest, and how long you stay invested.

It’s important to consider any account fees or subscription fees associated with your investments, as these can impact your overall returns.

By minimizing fees and expenses, you can keep more of your investment gains.

Starting early and investing consistently can help maximize your potential for growth over time, contributing to your personal finance goals and financial security.

And remember, you can always sell stocks if needed, but staying invested for the long term is often the key to achieving significant returns.

Final Thoughts

Opening investment accounts and investing money for your children is one of the best ways to set them up for financial freedom.

That money can make a huge difference in going to college, affording a home, starting a business, and so much more! 

Plus, introducing children to investing can provide valuable lessons in financial literacy that will stick with them for the rest of their lives.

From 529 Savings Plans and custodial brokerage accounts to investing in popular kid-friendly brands, the options are many and varied.

Remember, it’s important to start early, invest consistently, and focus on long-term growth. So, why not start planting those financial seeds today?


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23 Jobs That Make a Lot of Money: Most Lucrative Careers

Ready to level up your paycheck with a high-paying job?

Say goodbye to wondering which jobs will fatten up your bank account– I’ve got the inside scoop on careers that bring in the big bucks across different industries.

No more fretting about your educational background– it’s time to focus on landing that dream job and watching those dollar signs roll in.

Whether you’ve got a fancy degree or not, there’s a pathway to serious cash waiting for you that may fit your background and skills.


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Quick Picks

Best Freelancing Career – Proofreading
Earn Passive Income – Blogging
Best For Beginners – Freelance Writing
Find Freelance Jobs Of All Kinds – FlexJobs

10 Jobs That Make A Lot Of Money: No Degree Needed

Did you know you don’t always need a college degree to land a high-paying job?

There are plenty of gigs out there that offer a sweet paycheck without requiring job seekers to have a bachelor’s degree.

Here are my tips for jobs you could start, no schooling needed:

1. Proofreading

Average Annual Salary – $57,736
Requirements – No degree required

Maybe you’ve got a knack for spotting typos and ensuring that everything reads just right. If you do, becoming a proofreader could be just what you are looking for in a high-paying gig.

Proofreaders have the flexibility to work remotely and set their own schedules, making them the masters of their own destiny.

Plus, in today’s digital age, where error-free content is king, the demand for skilled proofreaders is higher than ever.

Proofread Anywhere’s FREE workshop is a fantastic resource for learning about proofreading and starting your new freelance career.

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2. Blogger

Average Annual Salary – $49,443
Requirements – No degree required

If you’ve got a passion for a particular subject and love writing, starting a blog could be your ticket to a high-paying job.

Successful bloggers often find their niche or focus on a particular topic that really gets them fired up. That way, there’s plenty to write about, and work becomes interesting!

Then bloggers monetize their work with ads, sponsored posts, and affiliate marketing- things that have earning potential for years with an active audience.

Want to learn more about blogging? Sign up for my FREE Start Your Blog Bootcamp to find out my strategies for running this blog and earning 6 figures!


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3. Freelance Writer

Average Annual Salary – $50,875
Requirements – No degree required

A freelance writer covers all sorts of topics and formats– think blog posts, articles, website content, you name it.

The versatility of a freelance writer is boundless; you can create SEO-optimized articles, pen heartfelt personal essays, or snappy social media posts.

What’s cool is that freelance writers have the freedom to pick and choose their projects, set their own schedules, and work from pretty much anywhere with Wi-Fi.

My FREE Freelance Write From Home eBook can help you get started with some of the writing basics and start making money from home.+

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4. Bookkeeper

Average Annual Salary – $43,971
Requirements – Depends on the job; most require a high school diploma

From balancing the books to handling transactions, bookkeepers keep the financial side of things running smoothly for multiple clients.

The beauty of bookkeeping is that you can do it from pretty much anywhere, making it a dream job for those who love the idea of working remotely.

Getting certified with a course like Bookkeeper Launch can open doors to even higher-paying gigs, all without the need for a fancy degree.

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5. Facebook Ads Manager

Average Annual Salary – $122,419
Requirements – Varies per job; higher-paying jobs may require 3 years of experience or a degree

Social media is taking over as the star player in almost every business’s marketing playbook. Becoming a Facebook Ads Manager could be your ticket to a seriously sweet gig.

Businesses are shelling out big bucks to make a splash online, and Facebook Ads Managers are the ones making it happen behind the scenes.

All you need is a solid understanding of Facebook’s advertising platform (FB Side Hustle can help!), a knack for numbers, and a way with words to whip up ad copy that stops thumbs mid-scroll.

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6. Real Estate Agent

Average Annual Salary – $46,014
Requirements – No degree, but need a real estate license

Real estate agents play a pivotal role in helping clients navigate the complexities of buying, selling, or renting properties.

It’s a career path filled with endless opportunities and the potential to rake in some serious cash.

Becoming an agent requires passing an exam after completing a specific amount of real estate education.

But the commissions can be pretty sweet and make it worth getting your real estate license, making it one of those high-paying gigs you can snag without needing a degree.

7. Online Shop Owner

Average Annual Salary – $55,338
Requirements – No degree required

Anyone can start an online shop and make money selling handmade products, dropshipping products, or doing flea market flipping.

With platforms like Shopify, you can showcase your products or services without needing a physical store. It’s like having a global storefront right at your fingertips!

The cool thing about being an online shop owner is the income potential.

You can make some serious dough, especially if you get savvy with things like dropshipping, wholesale deals, or creating your own products.

8. Virtual Assistant

Average Annual Salary – $42,599
Requirements – No degree is required

Virtual assistants, or VAs for short, are like the superheroes of remote work.

They handle all sorts of tasks to help individuals and businesses stay organized and on top of things.

From managing emails and scheduling appointments to tackling customer inquiries and keeping social media accounts buzzing, VAs are the go-to folks for getting stuff done.

A popular place to find VA jobs is FlexJobs, where many beginners can find entry-level jobs.

9. Sales Manager

Average Annual Salary – $132,146
Requirements – Retail jobs don’t require degrees; other industries vary

A sales manager wears many hats and plays a crucial role in driving the success of a company’s sales team.

In retail positions, their primary responsibility is to lead and motivate the sales team to achieve or exceed sales targets.

This involves setting sales goals, developing strategies to reach those goals, motivating the sales team, identifying opportunities for growth, and closely monitoring progress.

10. Affiliate Marketer

Average Annual Salary – $75,710
Requirements – Doesn’t require a degree

Affiliate marketers promote products or services on their platforms and earn a commission for each sale made through their referral links.

It requires a good understanding of online marketing strategies, SEO, and the ability to build a strong relationship with your audience.

Legendary Marketer can help you learn about affiliate marketing! It offers many eBooks, courses, and campaigns to teach people about affiliate marketing.

13 Jobs That Make A Lot Of Money: Degree Needed

If you have a bachelor’s degree or higher, you have some serious career options to consider for better pay.

From software development to surgery, there’s a whole world of high-paying jobs waiting for folks like you.

11. Construction Manager

Average Annual Salary – $132,641
Requirements – Bachelor’s degree

Construction managers are essentially the point person for the project.

Their job is to oversee every aspect of the project, from planning and budgeting to execution and completion.

They work closely with architects, engineers, subcontractors, and laborers to ensure projects progress smoothly, stay within budget, and meet quality standards and deadlines.

This involves scheduling tasks, managing resources, resolving conflicts, and ensuring compliance with building codes and safety regulations.

12. Software Developer

Average Annual Salary – $78,090
Requirements – Bachelor’s degree (computer science, software engineering, or related field)

A software developer is a high-demand professional who specializes in creating and maintaining software programs and applications.

Software developers primarily write software and build applications and systems that we use in our daily lives- mainly on our phones!

Many software developers also enter the field through an alternative career path, such as self-study or on-the-job training.

13. Data Scientist

Average Annual Salary – $119,224
Requirements – Bachelor’s degree (data science)

A data scientist works across a range of industries, including technology, healthcare, finance, and retail.

They analyze data to help businesses make better decisions.

They use their skills in math, statistics, and programming to find patterns and insights that can improve products, predict trends, or optimize operations.

14. Surgeon

Average Annual Salary – $434,321
Requirements – Bachelor’s degree, then a medical degree, followed by residency

A surgeon is a medical doctor specializing in performing surgical procedures to address injuries, diseases, and medical conditions.

These professionals utilize various medical procedures to operate on patients, tackling a broad spectrum of health issues.

Surgeons operate in hospitals, clinics, and various healthcare settings, collaborating closely with other healthcare professionals to ensure comprehensive patient care.

15. CEO

Average Annual Salary – $832,600
Requirements – MBA or other advanced business management degree

A CEO, or Chief Executive Officer, is the highest-ranking executive with often the highest-paying jobs in a company.

They’re responsible for making corporate decisions, managing the operations and resources of the organization, and ensuring the company achieves its goals and objectives.

The CEO typically reports to the board of directors and works closely with other top executives to develop and implement the company’s vision, mission, and strategic direction.

16. Investment Banker

Average Annual Salary – $268,674
Requirements – Bachelor’s degree (finance, economics, business administration, or a related field); a master’s degree is a plus

An investment banker is a professional within the finance industry who specializes in various financial services, including advising individuals and companies on investments.

These professionals are known for their high salaries and expertise in analyzing financial data to provide strategic recommendations.

They offer guidance on investment opportunities, asset allocation, and risk management strategies tailored to the specific needs and goals of their clients.

17. Veterinarian

Average Annual Salary – $116,097
Requirements – Bachelor’s degree, then Doctor of Veterinary Medicine (DVM) degree, and a state license

A veterinarian is essentially your pet’s equivalent of a doctor.

They specialize in animal healthcare, covering everything from your household pets like dogs and cats to livestock, exotic animals, and even wildlife.

Their job is pretty straightforward: diagnose and treat illnesses, injuries, and other medical conditions in all sorts of creatures.

18. Physical Therapist

Average Annual Salary – $100,501
Requirements – Bachelor’s degree, then Doctor of Physical Therapy (DPT) degree

A physical therapist is a healthcare professional who specializes in helping people recover from injuries or surgeries, manage chronic conditions, and improve their overall mobility.

They work with individuals of all ages and backgrounds, from athletes recovering from sports injuries to elderly patients seeking to improve their mobility and independence.

Physical therapists use a combination of hands-on techniques, therapeutic exercises, and specialized equipment to help patients achieve their treatment goals.

19. Pharmacist

Average Annual Salary – $151,426
Requirements – Doctor of Pharmacy degree

A pharmacist is a healthcare professional who dispenses prescribed medications accurately, verifies dosages, and checks for any potential drug interactions or allergies to prevent adverse effects.

Pharmacists also give guidance to patients on how to take their medications correctly, including dosage instructions, timing, and potential side effects.

They often work with other healthcare providers when they prescribe medication therapy and make sure that patients have the best possible outcomes from their treatments.

20. Accountant

Average Annual Salary – $61,814
Requirements – Bachelor’s degree (accounting or a related field)

An accountant is responsible for tracking income and expenses, preparing financial statements, and ensuring that everything is in line with relevant laws and regulations.

Accountants have different levels of expertise and qualifications:

Certified Public Accountants (CPAs): Advise clients on financial plans, prepare and file their taxes, and create financial reports
Specialized Accountants: Focuses on internal financial management for businesses.
Auditor: Meticulously examining financial records and ensuring that companies play by the rules.
Forensic Accountant: Investigates financial crimes such as embezzlement, fraud, and money laundering.

21. Orthodontists

Average Annual Salary – $152,562
Requirements – Bachelor’s degree, a Dental degree (DDS or DMD), and a 2-3 year residency

An orthodontist is a dentist who specializes in fixing crooked teeth and other issues with your bite.

These experts have spent years studying how to fix all sorts of dental issues, from crowded teeth to pesky overbites.

Using braces, retainers, and other nifty gadgets, they work their magic to move your teeth into the perfect position gradually.

22. Chemical Engineer

Average Annual Salary – $130,030
Requirements – Bachelor’s degree (chemical engineering or a related field)

A chemical engineer is like a super-smart problem solver who uses a mix of chemistry, math, biology, and physics to create all sorts of stuff we use every day.

They are the masterminds behind all sorts of stuff you use every day, from the toothpaste you squeeze onto your brush to the fuel that powers your car.

Chemical engineers figure out how to turn raw materials into useful products, making our lives easier and more efficient.

23. Dermatologist

Average Annual Salary – $381,900
Requirements – Bachelor’s degree, then a medical degree and a residency

A dermatologist is a doctor who specializes in diagnosing and treating conditions related to the skin, hair, and nails.

From the annoying acne that pops up at the worst times to those mysterious rashes that leave you scratching your head (literally!), dermatologists are the go-to pros.

But it doesn’t stop there! They’re also on the front lines of the medical field when it comes to detecting and treating skin cancer, which is serious stuff.

FAQs

What jobs do millionaires have?

Millionaires come from all walks of life and hold a wide range of jobs.

Some may have inherited a lot of money or struck it rich through investments or entrepreneurship.

Many others have climbed the ladder in traditional careers or built successful businesses over time with only a high school diploma and little to no formal education.

You’ll spot them in music, acting, tech, finance- pretty much every field you can think of!

Can I make 6 figures?

Making an average salary of six figures is totally doable!

Whether you’re aiming for a career in medicine, engineering, finance, or tech, there are plenty of paths that can lead you there.

And guess what? You don’t always need a fancy degree to make it happen.

Some folks have built awesome businesses from scratch and hit that six-figure mark without ever stepping foot in a college classroom.

How can I make 500K a year?

Making an average salary of 500K a year is a big goal, but there are definite paths to get there, usually starting with a degree followed by a few more.

One option is to aim for high-paying professions like medicine, law, or dentistry. These are the highest-paying industries, but require hard work and education to achieve $500k.

Another idea is specializing in money-making fields like the ones on my list can lead to hefty payouts with business success.

Whether it’s creating a popular app, starting a successful fashion brand, or diving into real estate, there are plenty of opportunities out there for those willing to hustle.

What careers make the most money?

Medicine is often at the top of the list. Doctors, especially those in specialties like surgery or cardiology, can rake in some serious dough.

CEOs, especially those leading major corporations, can command astronomical salaries, not to mention bonuses and stock options that can send their total compensation into the stratosphere.

Which job pays the best salary?

The highest-paying careers vary, but one of the highest-paying jobs is CEO. Salary.com says that as of January 2024, the average CEO salary in the United States is $832,600.

This puts CEOs among the highest-paid professionals, with their compensation often reflecting the size and success of the companies they lead.

Is switching careers worth it for more pay?

Deciding whether to switch careers for a higher average salary really comes down to what matters most to you.

On one hand, a bigger paycheck can open up all sorts of doors. It might mean living more comfortably, paying off debt faster, or finally taking that dream vacation.

Plus, if you’re not feeling fulfilled in your current gig, a higher salary in a new field could be just the change you need to reignite your passion for work.

Final Thoughts

From fixing grammar goofs as a proofreader to coding up a storm as a software developer, there are a lot of high-paying jobs out there just waiting for the right person.

Good-paying jobs have a variety of requirements- some that you may already have or ones that have such a high salary you may consider going back to school!

But hey, if you’re ready to skip the office and be your own boss, you should become a freelancer, put your current skills to work, and find high-paying jobs on FlexJobs.

So, what’s holding you back? If you’re hungry for a career that can fill your pockets while keeping you fulfilled, it might be time to dig in and see what’s out there!


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