How to Make Money From Your Phone: 23 Genius Ways in 2022

Guess what! There are several ways to make money from your phone that we Savvy bloggers use almost every day to earn more money for paying bills or funding our fun family trips.

If you’re like most people, you probably use your phone for just about everything. Chances are you’re probably reading this on your phone right now, right?

No matter how old you are, what job you have, or if you’re trying to earn some extra cash with a side hustle app this weekend – there’s a way to make some quick cash by using your phone that’ll work for you.

Read more now and start making money from your phone today!

Our Savvy Quick Picks

Best Side Hustle App – Swagbucks 
Best Survey App – Survey Junkie
Best Investment App – Fundrise

Best Survey Apps For Quick Cash

Did you know that you can make money online with your smartphone by taking surveys? It’s true, you can quickly make a few bucks here and there with some helpful apps.

These are some of our favorite apps to make extra cash in our free time by playing games and answering questions.

With the best survey sites, you can earn extra cash or gift cards for your opinion when you complete surveys.

All you need to do is sign up (which is always completely free with survey apps!), take surveys, watch videos, and earn rewards.

In some cases, you can even get paid in free PayPal cash!

1. Survey Junkie

Survey Junkie is a survey site that gives users access to surveys to earn rewards on their smartphones.

Once you complete your profile, they will start sending surveys that you can complete to your dashboard. You can choose whether you want to complete the survey or not.

The more surveys you take, the higher your chances for qualifying for larger paid surveys. You can be paid PayPal cash once you earn $10 or by gift cards.

Survey Junkie is available for Android and iOS devices, making it easy to make money on the go.

Survey Junkie

Take surveys and get paid. Share your opinion to help brands deliver better products & services.

Grab $5 Sign Up Bonus Now

Read Our Review

2. Swagbucks Surveys

Swagbucks is a fantastic app and website that rewards users for completing certain activities, such as watching videos, playing games, completing surveys, and shopping online.

Use Swagbucks to earn bonus points by completing daily tasks like these and then redeem the points you earn for gift cards, sweepstakes wins, and PayPal cash!

I’m a big fan of Swagbucks, and it’s a great way to earn money– use it to get a free Amazon gift card every month!

Sign up today and start earning money with Swagbucks! The app is available for both Android users and iOS users.

FREE $10 Sign Up Bonus


Start sharing your opinion, earn points, and cash them out for free gift cards or cash today! Get your free $10 sign-up bonus!

Grab $10 Sign Up Bonus Now

Read Our Review

3. InboxDollars

InboxDollars is an app used to earn cash by doing different tasks, such as taking surveys, reading emails, watching videos, playing games, online shopping, and even monthly sweepstakes.

The InboxDollars app pays you to shop online and search the web. You can get money sent directly to your PayPal account!

The app is available for both Android and iOS devices, making it easy for you to make money on the go and earn cash from home.

FREE $5 Sign Up Bonus


Grab your FREE $5 sign-up bonus now and start earning extra money taking surveys, watching videos, and playing games!

Grab $5 Sign Up Bonus Now

Read Our Review

4. MyPoints Surveys

MyPoints Surveys is a website that allows users to take surveys to earn points. Your points can be redeemed for cash, gift cards, or products.

The site is free to use and offers a variety of surveys that can be completed in minutes.

If you enjoy doing online surveys, playing games, and shopping to earn money, do it on the go with MyPoints.The site is available in the iOS app store and Google Play Store, so download MyPoints today to make money anytime!

5. Opinion Outpost

Opinion Outpost is a survey site that allows users to take surveys and earn points that can be redeemed for cash or gift cards.

The surveys are typically short and easy to complete, and most members earn points regularly. You can earn extra points on Opinion Outpost by sharing your opinion on the products and services that you use.

You can redeem the points you earn for cash through PayPal or gift cards from popular retailers like Amazon and iTunes. We like the prepaid Visa gift card option too!

6. Pinecone Research

Pinecone Research is a research company owned by the Nielsen Company. They pay you to test products and give your opinion before they hit the market.

Surveys, focus groups, and product testing are all examples of ways to make money with Pinecone Research. You can either get paid by bank transfer or prepaid virtual cards.

Pinecone Research online surveys are available to you 24/7 once you are accepted as an influencer!

Easiest Cashback Apps- Find Savings Here!

Here are a few money-making apps that you can use to help you save money and also make money on your phone from your purchases.

1. Honey App

Honey is a free app that you can use to automatically find and apply the best coupons to your cart with online shopping. You can use Honey to save cash on retail shopping, gas stations, and even for online purchases.

One of the best features about Honey is that it lets you know when the price drops on items you want to purchase! This helps you get the best price on the item!

Sign up today and start saving money and earning extra money all on one app!

2. Capital One Shopping

Using Capital One Shopping is a convenient and straightforward way to same extra cash on the go.

Capital One Shopping offers discounts for all kinds of products. Their app lets you shop and compare prices even while you’re walking down the street.

Just download the app, select the offers you want, and shop at the stores you love. You’ll find incredible deals on purchases you make, and you can even earn bonus rewards for referring friends.

3. Ibotta

One of the most popular ways for makingmoney on your phone is through Ibotta. It’s a free rewards app and offers cash back on online shopping, grocery store purchases, eating out, and more.

Retailers and restaurants partner with Ibotta and offer cash back for using the app to shop their websites online or buy their products in-store.

The app is available for both Android and iOS devices. It’s a great way to make extra income each month on stuff you already purchase!

4. Rakuten

Rakuten is an app you can use to earn cash back on online purchases from major retailers and save you money with everyday purchases. Your cash back can turn into free gift cards, so you’ve got more money to buy what you need- and buy what you want!

Before online shopping anywhere, visit the Rakuten app on your phone to activate cashback for that store, then shop at one of the participating stores.

Want to learn more about Rakuten? Check out our Rakuten Review and see how else you can save!

Smart Investment Apps

These days, investing is accessible to everyone– no matter who you are or where you’re from, you can start making money easily.

Anyone can become an investor with just the click of a button through their mobile device.

Here is a list of great investment apps to make money by investing with your phone today!


Fundrise is a great opportunity for new investors to invest is real estate- without being accredited and worth millions, either!

With as little as $10 on their Starter plan, meaning you can invest in REITs and eFunds, and start earning passive income from property appreciation.

The best part is that you don’t have to act like a landlord and take care of the property- everything is handled for you.

Find out more about real estate investing with our Fundrise Review!

2. Robinhood

Robinhood is a mobile app that you can use to buy and sell stocks in real-time without paying commission fees, so making money is the top goal with this app.

You can also use Robinhood to track the performance of your investments, read financial news, and deposit or withdraw money, all from your mobile device.

With Robinhood, you can easily invest in stocks, ETFs, cryptocurrency, and options from your phone. Today there are thousands of stocks to choose from on Robinhood!

3. Acorns

If you’re interested in making money from investments but don’t know how or where to start, try Acorns

Using Acorns is a low fee – only $3 or $5 a month, depending on the type of account you have.

Acorns is a company that allows users to invest small amounts of cash (as little as $5) in exchange for stocks, ETFs, and other investments.

Acorns users can set it up so that every time you spend cash on something like coffee or clothes shopping online, the spare change difference automatically will be deposited into your investment account and then invested in ETFs for you.

4. Betterment

If you’re looking for a great way to make money from your phone, you should check out Bettermenta mobile investment app that makes it easy for anyone to start investing.

You can use Betterment to invest in stocks, bonds, and other securities. You can use your cell phone to invest, plus set up an automatic monthly deposit directly to your bank account!

Betterment is an excellent option for anyone who wants to invest but doesn’t have much experience. The app provides detailed tutorials and tips to help you get started.

Sell Your Things Or Monetize Your Hobbies

There are several mobile apps and websites that you can use to sell items directly from your phone and earn money with your smartphone.

1. Shopify Store

If you have an eye for design or are crafty, you could set up an online shop selling the things you make. We even have a Shopify Savvy Store to sell printables and budgets!

One way you can do this is by opening a Shopify store. Shopify then lets you create a professional website or online store where people can buy your stuff.

The app is available for both iOS and Android devices, so you can easily manage your shop on the go and make more money on Shopify!

2. Etsy Shop

Creating an Etsy shop is one of the best ways to make money from your phone. There are so many items you can sell from home. Many Etsy sellers make thousands of dollars a month.

Etsy is the world’s largest marketplace for unique and creative goods- we have a Savvy shop of our own for our Etsy fans.

If you have some spare time or looking for a new hobby, opening an Etsy shop could be the best move you’ve ever made!

You can quickly check out our list of Etsy shop ideas or browse through Etsy on your mobile device to find inspiration for what you want to sell.

3. Unused Stuff

Do you have any old or unused items lying around the house? Turn them into cash!

Sell anything that’s in good condition. Put your things on an app like Decluttr, which lets you sell your old cell phones, CDs, DVDs, games, and books quickly and easily.

Another place you can sell your old or unused stuff is through your Facebook app. Use Facebook marketplace groups to make local sales or ship your stuff to make money.

4. Jewelry

Many people are surprised to learn that they can use their phones to make money selling jewelry. Several apps and websites make it easy to sell homemade jewelry online, especially sites like Etsy.

Also, if you have some old jewelry that you no longer wear, why not sell your jewelry online with a reliable site like Worthy? You may be surprised at how much money you can earn on your old jewelry you don’t want anymore.

5. Photos

Get paid to take pictures – simple as that! You can sell your photos on marketplace sites like Etsy, your own site through Shopify, or any other stock photo website.

All you have to do is get good, high-quality images of the things you are taking pictures of, and you will earn money from them! Some photos sell for $10 apiece, especially if you do different-sized prints.

Consider selling them through stock photo sites if you have striking photographs that others would enjoy owning. You can sell the same photo again and again for profit this way! These sites are excellent to make some extra cash, and they often pay pretty well.

6. Car Mileage

Did you know that you can use your phone to make money with your car mileage and free time?

Several driving apps pay you for deliveries and more.

Make money with your car’s mileage by driving deliveries and making deliveries for Postmates, Uber Eats, or DoorDash.

You could drive people with Uber or Lyft, or deliver food with Postmates or DoorDash.

You can even wrap your car with a promotional advertisement and get paid for the miles you drive to work each day! That is cash you can use to buy groceries yourself.

7. Your Skills

Use your skills and knowledge to help others out and increase your income along the way. Whether your skill is tutoring, teaching a course, or offering your services in an area you’re knowledgeable in, getting paid for your knowledge is always good!

If you have a specific skill set, there is a good chance that there is a site that will have clients who want your help. You can also use regular social media platforms like Facebook to advertise your services.

Perhaps your skill is proofreading, and you can accept proofreading jobs to correct grammar and spelling mistakes. Check out this FREE proofreading workshop today to learn how to start this high-paying business!

Maybe freelance writing is more of your jam? Freelance writers are always in high demand for blogs, newspapers, and even book writers. You can take this writing course online to improve your skills and get paid even more too!

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8. Your Steps

Get paid for the steps you take! This one is perfect for people who enjoy casual walks, long runs, hiking trails, or even taking the dog for a walk.

Some companies track your activity levels and awards points for them- which can be exchanged for gift cards or easy extra money!

Other apps motivate you to get in shape by giving you monetary rewards when you meet your weekly goals. One of the best things about this method is that it encourages healthy activity while making a few extra bucks here and there.

9. Your Experiences

Share your experiences on a social media mobile app and get paid for them like a social media influencer. You can do this through blogging or streaming online.

For example, start a money-making blog about any other experiences you think people would want to learn about. We write about finances and family life, so you can write about anything that matters to you, and get paid for your writing!

Monetize your blog post with affiliate links for things you can use on your trip to the zoo, like a cute little stuffed zebra or a leaf-shaped notepad to take notes with.

Play games and stream yourself on YouTube, and get paid through views, donations, or even subscriptions. You can record your life experiences, something you’re good at like cooking or music, and entertain the masses for money!

You can take the course Mastering YouTube to learn how to go from $0 a month to $1,000 or more every month!

Our Thoughts

Wouldn’t it be great to use your phone to make extra money? You can monetize your skills, invest extra money, and even play games.

It’s hard to pick “the best” way to earn money with your phone — pick what works for you and use it!

The more ways you use your phone to make money, the bigger your chance of earning big bucks. Keep trying until something works well for you, and stick with it.

So if you’re looking for a way to make extra income from your phone, sign up with Swagbucks.

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